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Title: Carrier Partnerships Manager

Location: Austin, TX (Flexible/Hybrid) 

Reporting to:  V.P. of Business Development & Partnerships

About Hippo:

Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most.  

Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement. 

If you're energized by building what's next, we'd love to meet you. 

About the Role: 

The Carrier Partnerships Manager is responsible for building, managing, and expanding relationships with Hippo's third-party insurance carrier partners. This role owns the carrier strategy end-to-end, including identifying coverage gaps, sourcing and onboarding new carriers, and negotiating commission structures and incentive programs. The ideal candidate brings a mix of strategic thinking, relationship management, and strong insurance market knowledge.

About You:

You are a strategic relationship builder who excels at developing and managing high-impact partnerships. You bring strong negotiation and influencing skills, allowing you to align diverse stakeholders and drive mutually beneficial outcomes. With a sharp eye for market and competitive analysis, you identify opportunities, anticipate shifts, and position initiatives for success. You thrive in cross-functional environments, collaborating seamlessly across teams to move complex projects forward. Above all, you communicate with clarity and confidence, delivering executive-level insights that inform decisions and inspire action.

What You'll Do:

Carrier Relationship Management

• Serve as the primary point of contact for all third-party carrier partners 
• Build and maintain strong, long-term relationships with carrier executives and operational stakeholders.
• Conduct regular performance reviews and business updates with third-party carriers

Carrier Strategy & Expansion

• Identify product, geographic, and underwriting gaps and and proactively source new third-party carrier partners
• Lead end-to-end carrier onboarding, including due diligence, contracting, and internal coordination.
• Monitor third-party carrier appetite, guidelines, and capacity to alignment with business needs

Negotiation & Commercial Management

• Negotiate commission structures, overrides, profit-sharing agreements, and incentive programs
• Partner with finance and leadership to model and evaluate third-party carrier economics
• Ensure agreements that align with company growth goals and profitability targets

Cross-Functional Collaboration

• Collaborate closely with sales and operations teams to support third-party carrier initiatives
• Communicate third-party carrier requirements, changes, and opportunities internally
• Support new product launches and market expansions from a third-party carrier perspective

Performance & Market Insights

• Track third-party carrier performance metrics, recommend optimization strategies 
• Stay informed on insurance market trends, third- party carrier strategies, and competitive dynamics 
• Provide leadership with insights and recommendations on third-party carrier related risks and opportunities

Must Haves:

• 5+ years of experience in insurance carrier management, brokerage, underwriting, or related roles
• Strong understanding of P&C insurance products, carrier economics, and distribution models
• Proven experience negotiating commissions, incentives, or agency/carrier agreements
• Excellent relationship-building, communication, and negotiation skills

Nice to Have:

• Experience working with multiple carriers across different lines or states
• Familiarity with insuretech or digitally enabled insurance platforms
• Analytical mindset with comfort interpreting financial and performance data

Benefits and Perks

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we're fortunate to provide all of our Hippos with:

• Healthy Hippos Benefits - Multiple medical plan options, 100% covered dental and vision for you and your family, and a wellness program that rewards healthy habits. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
• Equity - This position is eligible for equity compensation 
• Training and Career Growth - Training and internal career growth opportunities
• Flexible Time Off - You know when and how you should recharge
• Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers
• Hippo Habitat - Snacks and drinks available for onsite employees 

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. Hippo's applicants are considered solely based on their qualifications, without regard to an applicant's disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo's People Team to make the need for an accommodation known.