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What Is a Financial Services Professional and How to Become One

Financial Services Professional

What Is a Financial Services Professional?

A financial services professional is a person who works with clients on financial planning and investment strategies to help them better manage wealth. Your job duties include acting as a financial advisor, providing investment management, and evaluating tax strategies. A career as a financial services professional requires you have some formal qualifications and education, including a bachelor’s degree in business, finance, accounting or a related field. You may supplement any relevant job experience by earning certification with the Financial Industry Regulatory Authority (FINRA). Depending on your state, you may also be required to obtain licensure for the buying and selling of stocks, bonds, and other securities.

How to Become a Financial Services Professional

The qualifications that you need to become a financial services professional depend on your area of specialization. Your duties and responsibilities focus on helping clients invest their money, plan budgets, and handle other finance-related tasks. Financial services jobs usually require a bachelor’s degree in finance or accounting. In some positions, such as a financial advisor or investment consultant, you need sales skills to market investment products to clients. You also need to pass the Financial Industry Regulatory Authority (FINRA) exams to get a license to sell such products. Accounting service providers usually need to become Certified Public Accountants (CPAs).

Financial Services Professional Job Description Sample

With this Financial Services Professional job description sample, you can get a good idea of what employers are looking for when hiring for this position. Remember, every employer is different and each will have unique qualifications when they hire for a Financial Services Professional role.

Job Summary

Our bank is looking for a Financial Services Professional to help our clients plan their financial futures. In this position, you meet with clients, go over their financial planning options, and offer financial advising on how they can best prepare for their future. This may include providing investment advice or ways they can save money. Our ideal candidate has a bachelor's degree in a financial field and experience in an area like health insurance or life insurance sales, finance management, or economic forecasting. You should also have experience in financial reporting. You must be aware of and work in compliance with all Financial Industry Regulatory Authority (FINRA) licensing regulations.

Duties and Responsibilities

  • Meet with clients to discuss their financial situations
  • Advise clients on ways they can save money
  • Help clients develop a financial plan for the future
  • Keep track of financial progress and meet with clients periodically
  • Sell additional financial services

Requirements and Qualifications

  • Bachelor's degree in a finance-related field
  • Financial advising experience
  • Strong communication and interpersonal skills
  • A sense of entrepreneurship