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Credit Manager

Vision Financial Group, Inc.
Pittsburgh, PA
  • Posted: over a month ago
  • Full-Time
  • Benefits: 401k, dental, medical, vision,
Job Description

Credit Team Leader/Sr. Manager Wanted
Vision Financial Group, Inc. d/b/a VFG Leasing & Finance (VFG) seeks a Leader to head its Risk Management Team. This senior management position reports directly to the CEO.

Compensation is commensurate with experience.

The ideal candidate is described as follows:
• 10+ years of successful underwriting experience in commercial Equipment Financing
• Personable and skilled Leader, Manager and Negotiator
• Successful experience in working with a variety of bank & non-bank players in the selling and buying of commercial equipment leases/loans
• Working knowledge of IT systems coupled with the know-how and desire to improve processes
• Effective Manager that communicates well, sets expectations, and holds team accountable
• Ability to expertly LEAD the Credit Team to optimize Risk Management and funding performance while effectively collaborating with other company departments and teams
• Formal education in Finance, Business, and/or Accounting is a plus

Role Expectations:
• To expertly run and manage both transactional and portfolio Risk Management (Credit) functions at VFG to include:

  • Monitor and report all credit related portfolio trends to VFG Leadership.
  • Ensures accurate and timely Risk Ratings for all loans/leases
  • Ensures compliance with credit policies/procedures and banking rules/regulations

• To be a “Player-Manager”, Coach, Collaborator, Mentor, Teacher and Leader
• To think and act at a high level while striving to maintain and improve the health of the organization and its members
• To strategically expand and grow VFG’s 3rd party funding/syndication bank & non-bank buy sources
• Direct and participate as necessary in all portfolio collection activity.
• Primary Liaison to collection agencies and attorneys
• Ensure all records and legal documents are properly managed regarding insolvent customers - including filing of Proof of Claims in Bankruptcy cases.
• Order and direct any repossession activity.
• Coordinate with Asset Manager for the resale/disposal of the equipment.
• Facilitate contracts for the purchase of third-party credit reports (Paynet, Experian, Transunion).
• Monitor and approve billings from applicable 3rd party service providers to Credit Department.
• Coordinate with Documentation and Accounting on the funding of deals sold non-recourse to senior debt sources.
• Perform duties required of Senior Management regarding funding or documentation issues that arise in the daily course of business.
• Facilitate Policy and Procedure implementation and update as required.

We still want to hear from you even if your experience level doesn’t exactly match the description provided above. (Even though you may not be ready to lead a team at VFG, we still may be interested in considering you for some type of position with us.)

Would you like to learn more? Please send your resume and cover letter directly to Bill Summers (CEO). Bill’s email is: bill AT vfgusa DOT com.

Company Description
Vision Financial Group, Inc. (VFG) is a privately held, independent, full service general equipment leasing & financing company. The firm was founded on January 9, 1991 in Pittsburgh, PA.

We help empower our business partners to achieve their commercial objectives by creating affordable and flexible equipment leasing and financing solutions for the acquisition of most types of equipment and software that organizations need to function and grow.

We primarily serve commercial organizations from "mom & pop" size businesses on up to large publicly traded companies. We also serve non-profit organizations, municipalities, and, on occasion, federal government entities. We are a complete one-stop-shop for most of your equipment lease financing needs.

Our capabilities include funding large multi-million dollar transactions as well as funding smaller acquisitions for your convenience and ease of procurement. Our funding appetite includes both new and used equipment.

We conduct business in all 50 US States and in select US Territory and international markets. Our representatives are physically domiciled in PA, MI, NH, NC, SC, WV, FL, TX and TN.

The company funded $97MM in volume in 2021 with an average transaction size of $142K. VFG is tracking to exceed the 2021 volume numbers by over 20% in 2022. We work hard and we have fun. Learn more at www.vfgusa.com.

VFG is a certified VETERAN-OWNED SMALL BUSINESS (VOSB).

Vision Financial Group, Inc.

Why Work Here?
Great team, challenging work, fun, and a growing company!

Vision Financial Group, Inc. (VFG) is a privately held, independent, full service general equipment leasing & financing company. The firm was founded on January 9, 1991 in Pittsburgh, PA. We help empower our business partners to achieve their commercial objectives by creating affordable and flexible equipment leasing and financing solutions for the acquisition of most types of equipment and software that organizations need to function and grow. We primarily serve commercial organizations from "mom & pop" size businesses on up to large publicly traded companies. We also serve non-profit organizations, municipalities, and, on occasion, federal government entities. We are a complete one-stop-shop for most of your equipment lease financing needs. Our capabilities include funding large multi-million dollar transactions as well as funding smaller acquisitions for your convenience and ease of procurement. Our funding appetite includes both new and used equipment. We conduct business in all 50 US States and in select US Territory and international markets. Our representatives are physically domiciled in PA, MI, NH, NC, SC, WV, FL, TX and TN. The company funded $97MM in volume in 2021 with an average transaction size of $142K. VFG is tracking to exceed the 2021 volume numbers by over 20% in 2022. We work hard and we have fun. Learn more at www.vfgusa.com. VFG is a certified VETERAN-OWNED SMALL BUSINESS (VOSB).

Address

615 Iron City Drive

Pittsburgh, PA
USA

Industry

Finance and Insurance

Website

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