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Residential Mortgage Manager

Timothy Jon & Associates
Petoskey, MI
  • Posted: over a month ago
  • Full-Time
Job Description

Job Summary:

The Residential Mortgage Manager will initiate the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate.

Supervisory Responsibilities:

Assist with training new mortgage officers. The loan officers and assistants will report to the Residential Mortgage Manager.


  • Meets with and interviews potential and current clients to understand their lending needs including first-time mortgages and refinance of existing loans.
  • Explains the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications.
  • Assists clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness.
  • Reviews loan applications, gathers credit histories and reports, and assesses applicants' capacity to repay and default risk.
  • Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
  • Views or visits property for real estate purchase or refinance.
  • Maintains knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
  • Develops and maintains contacts with local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages.
  • Performs other duties as assigned.

Required Skills/Abilities:

  • Excellent interpersonal and customer service skills.
  • Excellent organizational skills and attention to detail.
  • Proficient with Microsoft Office Suite or related software.

Education and Experience:

  • Bachelor's degree in finance or Business Administration preferred.
  • One to three years of prior experience in lending or related field preferred.

Timothy Jon & Associates


Petoskey, MI


Finance and Insurance

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