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Sr. Mortgage QC Analyst - REMOTE

The Stonehill Group Atlanta, GA
  • Expired: over a month ago. Applications are no longer accepted.
Job Description

Position Summary:

 Conduct compliance and post close audits on Mortgage loan files originated for sale to Fannie Mae, Freddie Mac, FHA, VA, USDA or Private Investors.

Review Mortgage loan files to ensure accuracy of information and verify presence of all required documents. Documents may include credit, title, appraisals, credit documents, property valuation, loan-to-value ratios, debt-to-income ratios, and compliance documents. Manual Frontline Underwriting experience is required to perform this job. 

This position is full-time remote/virtual/work-from-home anywhere in the USA.

 Essential Job Functions:

  • Analyze calculations and verifications of income & assets, and evaluations of credit reports, purchase contracts, appraisals, title commitments, and other loan pertinent documentation
  • Audit a minimum of 8 files per day relating to credit, collateral, capacity, and compliance AND maintain a 95% or higher rate of accuracy
  • Enter review results into company’s proprietary software
  • Review internal audit results, and discuss feedback with team lead/manager for response
  • Stay current on all agency, state and federal guidelines, and participate in on-going training as industry evolves
  • Work well with others including mentoring new hires
  • Manage time efficiently and prioritize workloads to meet strict deadlines while handling multiple tasks
  • Be flexible in the work environment
  • Conduct all activities and interactions in a professional manner
  • Complete company/client introductory training during orientation period
  • Adhere to the companies “Core Values”
  • Other duties as assigned by manager 


Required Minimum Qualifications:

  • At least 5 years of recent experience in conventional and government underwriting and/or Quality Assurance experience within the mortgage banking industry
  • FHA Direct Endorsement/ VA SAR Certifications preferred
  • Experience in quality assurance services in a multiple client environment a plus
  • Strong working knowledge of calculating and verifying income & assets, evaluating credit reports, purchase contracts, appraisals, title commitments, and other loan pertinent documentation
  • Proficient with conventional and government underwriting guidelines for agencies
  •  In-depth knowledge of all federal, state and local compliance regulations: Truth in lending, Equal Credit Opportunity laws, CFPB, REG Z, REG B and REG X 
  • Strong familiarity with the total closing function: underwriting condition to closing, closing instructions, closing procedures, and TRID 
  • Working knowledge of AUS systems, including Loan Prospector and Desktop Underwriter 
  • Experience with Encompass, Lending QB, Blitz Docs a plus
  • Must have manual, as well as automated, underwriting experience
  • At least an Intermediate level user of Microsoft Office Suite, with an emphasis on Word and Excel
  • Strong written communication skills
  • Ability to handle multiple tasks and prioritize workloads
  • College Degree or equivalent work-related experience, and High School Diploma or equivalency required

The Stonehill Group

Address

Atlanta, GA
USA