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Commercial Lending Assistant (Westchase)

Smart Financial Houston, TX
  • Posted: over a month ago
  • Other

** We currently have a Commercial Lending Assistant opening at our headquarters in Westchase (West Houston near Sam Houston Beltway) **

  • Responsible for processing, documenting drawing, funding and servicing commercial loans; including new loans, renewals, extensions, and modifications from processing through closing.
  • Extremely Detail Orientated. Accuracy and precision are a must for this position.
  • Ability to create, read and utilize spreadsheets
  • Ensures that loan documents are compliant as detailed in loan policy as well as applicable regulations such as, but not limited to, NCUA Regs, HMDA, Flood and other applicable policies.

35% Provides loan processing services for loan officers throughout the company and administrative support for officers within the unit. Ensures all required documentation is in the file. Generates and maintains required loans documentation to ensure compliance with all federal, state, and credit union requirements.

15% Coordinates loan closing with lending personnel and completes remote document delivery. Conduct a post funding review, and cross check core systems to ensure the loan is booked correctly. Ensure the final title policy is received and review for accuracy.

15% Identify, input and maintain outstanding tickler items to ensure follow-up items are being reported, tracked and resolved properly. Provides checklists of needed documents to the assigned Relationship Manager. Keeps lender aware of documentation exceptions.

15% Complete regulatory due diligence to validate information required for documentation; obtain and/or conduct a thorough review of corporate and collateral documentation, i.e., certificates of existence, flood determinations, appraisals, lien searches, title searches/commitment to check for accuracy, completeness and compliance with loan approval guidelines and internal policies.

10% Reviews approved credit memos to understand the type and structure of the loan in order to correctly identify the necessary loan documents and fund the loan accurately and in a timely manner.

6.10% Sets up customer and account information on financial institutions database and mainframe system; disburses proceeds after the loan has been closed.

Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.



Three years to five years of similar or related experience, including preparatory experience. Commercial experience required.

Education/Certifications/Licenses A two-year college degree or completion of a specialized course of study at a business or trade school equivalent to approximately 64 credit hours.

Interpersonal Skills

A significant level of trust, credibility and diplomacy is required. Courtesy and tact are essential elements of the job. Work involves personal contact with Members and others inside and outside the organization, generally regarding routine matters for the purposes of giving and obtaining information or instructions, updating or referring. Communications require shorter and not in-depth discussions most of the time.

Other Skills

Ability to perform collateral perfection, including real property and UCC
Must be PC literate; experience with LaserPro, TSoft or other SBA software and banking software a strong plus

Smart Financial Credit Union was ranked as Houston's Best Places to Work! Five consecutive years in a row!
Source: Houston Business Journal, 2011, 2012, 2013, 2014, and 2015.

Smart Financial Credit Union was ranked Top Work Places!
Source: Houston Chronicle - 2016

Smart Financial Credit Union was also ranked as Best Companies to Work for in Texas! Four consecutive years in a row!
Source: Texas Association of Business (TAB) and Texas Monthly Magazine 2014, 2015, 2016, and 2017

Please submit a resume in order to be considered for the position.

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status


Smart Financial Credit Union offers a competitive salary, excellent top-tier benefits and an excellent matching 401k program along with an employer paid pension plan. In addition, Smart Financial Credit Union has a tuition reimbursement program. Full-time employees can receive up to $4,000 per year in tuition reimbursement.

Smart Financial


Houston, TX

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