- Help build line assignment, authorization strategies, and credit policy construction
- Work closely with the Data Science team to design models that address credit risk
- Conduct data analysis, data insight generation, trend identification, and data visualization to help understand credit risk drivers for unsecured consumer lending assets
- Leverage data learning to propose credit risk experiments for the credit card portfolio
- Develop new targeting, originations, and authorization scorecards and portfolio management strategies.
- Serve as an SME for all aspects of the credit card business - origination, strategy, portfolio management, and originations.
- Deep knowledge of retail banking or consumer lending
- 4-8 years of experience in risk analytics or credit card strategy
- Advanced Degree in a technical field
- Familiarity with Machine Learning techniques