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Contract Attorney - New State Expansion (Remote)

Republic Finance Remote, OR

  • Expired: over a month ago. Applications are no longer accepted.
Job Description
Overview & Responsibilities

Republic Finance is seeking a contract attorney with substantial expertise in consumer finance to work with our State Expansion Team as Republic Finance expands into new states. We are seeking candidates with prior experience in the personal consumer loan industry. The ideal candidate will have experience in state licensing applications and compliance, loan originations, loan servicing, and collections, as well as experience with both ‘brick and mortar’ and online lending. This will be a remote position.

 

Contract Term: The initial contract term will be 12 months, 40 hours a week. The contract term may be extended for up to an additional 12 months. Extensions beyond the initial 12-month term will be at the option of both parties. 

 

Who is Republic Finance?

 

In business for over 60 years, we are proud to be a trusted lender online and through our branch network in over 240 communities in 10 states!

Driven by our shared mission to pursue excellence for our customers, Republic Finance is a fast-growing consumer finance company that is continually innovating to serve our customers when, where and how they want to be served.

 

Job responsibilities are as follows:

  • Work with Republic Finance’s State Expansion Team to enable new states to open both online and through an expansion of our 240+ branch network
  • Analyze state-level laws and regulations to enable expansion into new states
  • Advise on consumer finance-related regulatory compliance (a typical loan is $5,000 repayable in monthly installments over three years) with a focus on new state licensing, originations, servicing, and collections
  • Update policies and procedures to address new state expansion initiatives, and develop new policies and procedures as required in expansion states
  • Communicate and negotiate effectively both internally and with external parties (regulators, vendors, etc.)
  • Communicate regularly with, and make formal presentations and proposals to, the State Expansion Team regarding new state expansion initiatives
  • Collaborate closely with outside counsel as directed

 


Requirements

  • Law degree - licensed by and in good standing with the at least one US state bar licensing authority
  • 3-7+ years of relevant experience with the legal and regulatory aspects of consumer lending and servicing
  • Knowledge and application of state consumer protection laws and regulations, including applying for new licenses and analyzing state-level laws and regulations to enable expansion into new states
  • Knowledge and application of federal consumer protection laws and regulations, including but not limited to, FDCPA, Debt Collection Rule, ECOA, TILA, EFTA, FCRA, TCPA, GLBA, and UDAAP, and any state-level statutory and regulation counterparts within Republic Finance’s footprint and targeted expansion states
  • Ability to work with minimal direction and exercise independent judgment, anticipate and mitigate friction points, and take the initiative to promptly resolve and learn from challenges.
  • Ability to assess risks and provide thoughtful, pragmatic advice in a fast-paced environment
  • Ability to grasp technical concepts and convey them in a simple, user-friendly manner
  • Ability to communicate and work effectively remotely
  • Strong written, oral, and interpersonal communication skills
  • Strong PC skills required – proficient in Excel, Word, and PowerPoint

Benefits

We offer a competitive compensation and benefits package including: 

  • Health/Dental/Vision
  • Paid Time Off (PTO)
  • 401 (K) and employer match
  • Company provided Life Insurance & Long Term Disability

Additional benefits with Republic include:

  • Employee of the Month Program
  • Philanthropic support for charities such as Juvenile Diabetes Research Foundation and the American Cancer Society
  • Professional offices with a friendly team environment

 

Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace. #zr3

Republic Finance

Address

Remote, OR
USA

Industry

Legal

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