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Commercial Banker

Reliant Bank Chattanooga, TN
  • Posted: over a month ago
  • Full-Time
  • Benefits: Vision, Medical, Life Insurance, 401k, Dental

PURPOSE OF JOB

Meets with loan applicants and makes credit decisions within established guidelines. Processes loan applications, prepares appropriate documentation, maintains customer relationships, manages a loan portfolio, and coordinates collection efforts. Promotes and sells bank services and products to building customer relationships by cross-selling and referring other bank products.

JOB DUTIES AND RESPONSIBILITIES

  • Sources, originates, and underwrites all types of loans

  • Prepares packages for loans and presents them for approval

  • Works with Credit Administration, Loan Specialists, and attorneys to close loans

  • Responsible for ongoing loan servicing and monitoring all loans

  • Originates deposit accounts and cross sells other Bank products and services

  • Profitably structures and prices loans and other services

  • Assumes credit quality responsibilities related to past due and maturing loans, loan losses and deposit overdrafts, classified loan, exceptions, and compliance

  • Responsible for maintaining high customer service levels and finds solutions to customer’s needs and concerns

  • Promotes the Bank’s products and services; participates in bank sponsored events, networking and volunteer opportunities whenever possible

  • Provides service that aligns with Reliant Bank’s Brand Promise: We are a growing community of friends – one relationship at a time

JOB REQUIREMENTS AND QUALIFICATIONS

  • College degree with an emphasis in Finance, Accounting or Business Administration or equivalent professional experience preferred

  • Minimum two to five years previous lending experience

  • Continuing education in lending through AIB, Institute of Banking and other seminars preferred

  • Comprehensive banking product knowledge and previous sales experience essential

  • Knowledge of residential and commercial real estate construction and development, commercial and industrial lending, and consumer lending helpful

  • Working knowledge of accounting and financial analysis

  • Excellent customer service skills

  • Prior to or upon hire, required to be registered on the NMLS Registry and obtain a Unique Identifier Number. Registration may include finger printing and the completion of an FBI Background Check

  • Ability to communicate effectively through writing, speaking and listening

  • Must be detail oriented and have strong organizational and analytical skills

  • Good Microsoft Word and Excel skills

Reliant Bank

Why Work Here?

Great people, excellent atomsphere, great benefits

Reliant Bank is a full-service commercial bank that provides customer service from its website, mobile app, via telephone and from 17 retail locations in Davidson, Hamilton, Hickman, Maury, Robertson, Rutherford, Sumner, and Williamson Counties in Tennessee. Reliant offers a variety of deposit, lending, and mortgage products and services to business and retail customers. The bank’s vision is to be the best financial institution at building and being a part of the communities served, one customer at a time. The company intends to continue building the Reliant brand across its markets and remains committed to building long-term value for its shareholders. For additional information, locations and hours of operation, please visit reliantbank.com.

Address

Chattanooga, TN
USA

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