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Senior Branch Manager/Loan Officer

RNB State Bank
Saratoga, WY
  • Expired: October 22, 2022. Applications are no longer accepted.

RNB State Bank is looking for a Senior Branch Manager/Loan Officer to join our team in Saratoga, WY!

The small, hometown atmosphere of Saratoga has been a destination for tourists and families who enjoy a history of western culture and the beauty of the outdoors. The Snowy Range and Sierra Madre Mountains offer numerous outdoor activities from the pristine lakes, abundant wildlife, and the North Platte River with award-winning, blue ribbon fish. Winter offers a plethora of activities from snowmobiling, skiing, snowshoeing, and the world renowned Ice Fishing Derby at Saratoga Lake.

RNB State Bank offers competitive pay, health, dental, vision, life insurance, paid vacation, 401K and a bonus program.


Responsible for the administration and efficient daily operations of the Saratoga branch by performing the following duties:

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Directs, coordinates and monitors activities to implement the Bank’s policies, procedures and practices concerning extending lines of credit and loans.
  • Coordinates and communicates with CEO, Operations Officer, HR Officer or IT, as necessary and appropriate, on any major branch decisions affecting the Saratoga branch.
  • Interviews loan applicants and collects and analyzes financial data to determine the general creditworthiness of the prospect and the merits of the specific loan request. Makes credit decisions within range of authority and policies.
  • Maintains current awareness of market conditions in Saratoga and Carbon County.
  • Conducts field inspections of loan customer operations at regular intervals to analyze use of land, labor, management, and capital, to determine condition and marketability of collateral, all to ensure that loans remain properly secured. Maintains proper documentation on all loans for which responsibility is assigned.
  • Serves as a voting member of Loan Committee who evaluates loan requests. Presents information to Loan Committee when credit requests are above range of authority and policies also for informational purposes.
  • Responsible for actively growing the business of both loan and deposit volumes.
  • Ensures the protection of the Bank’s interest in matters of adequate documentation and adherence to Bank loan policy and the various laws and regulations applicable to credit.
  • Participates in community events, organizations, and activities in Saratoga and Carbon County.
  • Actively pursues collection of delinquent loans and resolutions of problem credits.
  • Oversees all necessary repairs, construction and remodeling of Saratoga facilities.
  • Adheres to applicable Federal and State banking laws and regulations.

SUPERVISORY DUTIES AND RESPONSIBILITIES:

  • Responsible for staffing of Saratoga branch loan department in conjunction with the Human Resources Department.
  • Provides daily staff guidance and motivation.
  • Completes and reviews employee evaluations.
  • Recommends salary changes, disciplinary actions and problem resolution.
  • Schedules time off and work schedules among staff.
  • Interviews and hires potential new hires for Saratoga branch loan department.
  • Coordinates with Marketing department in the Saratoga market.

NONESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Compiles and reports financial data as required.
  • Encourages attendance at community events from officers and employees.
  • Provides market reports to the Board of Directors.
  • Performs all other duties as assigned.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education/Experience:

Bachelor's degree (B. A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience.

Language Ability:

Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents. Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community. Ability to write speeches and articles for publication that conform to prescribed style and format.

Math Ability:

Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.

Reasoning Ability:

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

Computer Skills:

To perform this job successfully, an individual should have knowledge of Word Processing software.

Supervisory Responsibilities:

Manages one subordinate supervisor who supervises a total of five employees. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include Close vision. While performing the duties of this Job, the employee is regularly required to sit and talk or hear. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl.


RNB State Bank is an Equal Opportunity Employer, Affirmative Action Employer

RNB State Bank

Address

Saratoga, WY
82331 USA

Industry

Finance and Insurance