Skip to Main Content
← Back to Jobs

Senior Underwriter - Fully Remote

Primary Residential Mortgage Houston, TX
  • Posted: 11 days ago
  • $60,000 to $70,000 Annually (plus commission)
  • Full-Time
  • Benefits: Vision, Medical, Life Insurance, 401k, Dental

Senior Underwriter

Location: Fully remote

Responsible for evaluating risk, layering of risk, program guideline accuracy, collateral review and making appropriate loan decisions based on established underwriting guidelines, information and documentation provided in loan files. Manage assigned pipeline to ensure all procedures are applied accurately and processes are completed in a timely manner.

Responsibilities:

· Serve as lending program guideline subject matter expert relative to current offered loan products
· Review highly complex applications for completeness and update data in Encompass to ensure data integrity
· Work with team members to clear conditions in a timely manner
· Analyze and review documentation in file to verify accuracy of application and support underwriting decision
· Calculate income based on tax returns and/or other income documents in file
· Review and confirm assets in file
· Review and analyze appraisals, preliminary title work and purchase contracts
· Communicate decisions (written and verbal) to all parties and build relationships with our team.
· Help clear post-closing and suspense items

Qualifications

· 5 years (minimum) full time recent experience reviewing both credit applications and property appraisals
· Currently using DE
· Must be a reliable and responsible professional, skilled in mortgage evaluation
· Must be able to demonstrate knowledge and experience regarding the principles of mortgage underwriting
· Previous experience working with AUS and LOS Systems
· Previous experience with manual underwriting (downgrades)
· Familiarity with Encompass is a plus

Primary Residential Mortgage

Why Work Here?

Customer service focused team, with lots of room to grow

PRMI Lending With Passion is a trusted mortgage lender in Texas. We also serve borrowers in Oklahoma, Arizona, Florida, California and Washington. We offer a wide range of mortgage options, and our loan officers help our homebuyers find one that matches their requirements and financial situation. More importantly, we make homebuying easy and convenient for all— whether it is your first time buying a residential property or you’re relocating to a new home. One thing that sets us apart is that we strive make homeownership a reality for many people who may have been turned down by other lenders. Even if you have a less-than-perfect credit score or limited savings, count on us to help find the mortgage program with rates and down payment that are suitable for them. We are proud to be voted Best of Denton County Mortgage Company every year consecutively since 2014. We have also received the 5 star professional award from Texas Monthly Magazine each of the past 4 years.

What email should the hiring manager reach you at?

By clicking the button above, I agree to the ZipRecruiter Terms of Use and acknowledge I have read the Privacy Policy, and agree to receive email job alerts.

What email should we contact you at once we get salary info from the hiring manager?

By clicking the button above, I agree to the ZipRecruiter Terms of Use and acknowledge I have read the Privacy Policy, and agree to receive email job alerts.

Our qualification feature is only available to registered members - what email address would you like for us to keep on file?

By clicking the button above, I agree to the ZipRecruiter Terms of Use and acknowledge I have read the Privacy Policy, and agree to receive email job alerts.