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Sr. Credit Operations Analyst

PayPal Wilmington, DE
  • Expired: August 01, 2019. Applications are no longer accepted.

Sr. Credit Operations Analystin Wilmingtonat PayPal
Date Posted: 7/30/2019
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Job Snapshot

  • Employee Type: Full-Time
  • Location:
  • Job Type:
  • Experience: Not Specified
  • Date Posted: 7/30/2019
  • Job ID: R0046573
Job Description
Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal's 286 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.
Support risk mitigation activities for the consumer product portfolio. The role will provide a risk lens to portfolio leaders, product managers, and PMO teams throughout the product development lifecycle in order to ensure products and features are secure and compliant, and the risks associated with the products and features are identified and managed as outlined per enterprise compliance policies. The candidate will interact with internal control teams, product managers, and the subject matter experts in financial risk, compliance, information security, legal, privacy,
A strong candidate will:
Drive initiatives and business process change which strengthens the internal controls environment.
Assist with the identification of risks and evaluate solutions for operating gaps or other potential adverse conditions that could pose a risk to the control environment.
Be responsible for ensuring there is a consistent and common approach to implementation of risk management activities.
Work across business units to discover issues, mitigate risk, and drive continuous improvement of existing policies and procedures
Job Description:
Assist with First Line Operational Risk responsibilities, supporting the design, development and tracking of Key Risk Indicators; supporting the Risk & Control Self-Assessment process (including subsequent Control Testing).
Review, identify, analyze and recommend business process and workflow changes and/or improvements; which mitigate risk
Serve as subject matter expert to internal business teams on a range of risk management activities and industry best practices
Assist in maintaining/strengthening all First Line policies and procedures -such as drafting, reviewing and updating them as necessary
Assist in the closing of issues /gaps that fall under compliance or internal controls, and ensures compliance with internal policies
Collaborate with functional lines of business for continuous improvement of existing processes, policies and procedures based on regulatory changes, internal audits, and examinations by regulatory agencies.
This position will be asked to demonstrate experience and competence by:
High School Diploma or equivalent experience
A minimum of 3 years of similar or related experience in the payment industry, financial services, management consulting firms and/or project management
Proven experience identifying/evaluating/managing risk and collaborating to drive issue resolution in partnership with key stakeholders
Understanding of business processes and how to evaluate the effectiveness of internal controls
Demonstrated strong organizational skills, initiative, the ability to manage multiple priorities, work independently as well as within a team environment
Excellent oral and written communication skills as well as strong interpersonal skills.
Strong analytical skills and experience working in Risk Management and in Financial Services preferred
Demonstrated working relationships that enable self-direction in risk management
We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.
Individuals seeking employment at PayPal are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, or sexual orientation. You have the opportunity to provide the following information in order to help us comply with federal and state Equal Employment Opportunity/Affirmative Action record keeping, reporting, and other legal requirements.



Wilmington, DE
19806 USA