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Commercial Lender

Mountain West Bank Meridian, ID
  • Posted: 28 days ago
  • Full-Time
  • Benefits: Vision, Medical, Life Insurance, 401k, Dental

About the Role

Summary:

Mountain West Bank is looking for a talented and motivated Commercial Lender for our Fairview Financial Center location. The Lender is responsible for originating and managing a portfolio of commercial loans, with the overall objective of growing the portfolio and maintaining asset quality. To develop new and existing business. This individual must be client focused, communicate proficienltly, hold confidentiality in the highest regard and have the technical capacity to work within our systems.

DUTIES AND RESPONSIBILITIES:

  • Takes applications for commercial loan business. Reviews customer financial condition and assesses the customer's ability to re-pay the loan. Makes underwriting decisions within approval authority. Completes or directs completion of all loan documents and closes loans.
  • Participates in developing lending and deposit business for the company. Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the company's client base.
  • Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date client files including current balance sheets, profit & loss statements, cash flow projections and all loan documentation.
  • May assist in collection of past due loans.
  • Assists customers with any loan-related questions and concerns.
  • Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control

About You

QUALIFICATIONS:

  • High school diploma or equivalent.

  • 5-8 years of experience in a financial institution with extensive consumer credit experience.

  • Basic understanding of credit analysis, loan structuring, collateral analysis, loan pricing and loan management.

  • Knowledge of generally accepted accounting principals

  • Excellent communication skills both verbal and written to maintain a heavy volume of correspondence, personal contact, and telephone communication.

  • Ability to maintain strict confidentiality.

  • Ability to multi-task and handle complex tasks efficiently. Strong organizational skills.

  • Excellent customer service skills.

PREFERRED EDUCATION AND ABILITY/KNOWLEDGE:

  • Bachelors Degree
  • Jack Henry system knowledge

WORK ENVIRONMENT:Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.

PHYSICAL DEMANDS:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to work extended hours whenever required or requested by management. Must be capable of travel by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include:Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

What We Offer

COMPENSATION & BENEFITS:Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.

COMPANY OVERVIEW:At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.

Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $11 billion, operating in numerous community bank divisions across 7 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado and Arizona). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.

#ZR

Mountain West Bank

Why Work Here?

Come work for one of the TOP TEN BEST PLACES TO WORK in IDAHO! At Mountain West Bank, We LOVE Where We Work!

Our people are our most valuable asset. We seek qualified employees who enjoy people, are innovative and who are eager to learn. We, in return, provide opportunities for personal advancement and professional growth. Our banks serve individuals, small to medium-sized businesses, community organizations and public entities. We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a larger banking organization. Our organization offers an extensive benefits package that includes, but is not limited to, medical, dental, vision, health rewards program, Employee Assistance Program (EAP); life insurance; retirement plan (up to 3% employer match, 3% safe harbor contribution, and profit sharing); discounted banking products and services; paid vacation, paid holidays and sick leave. Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $10 billion, operating in 15 divisions across 7 states. We operate in over 80 communities with more than 130 banking offices in Montana, Idaho, Colorado, Utah, Washington, Wyoming, and Arizona. The Glacier Bancorp Family of Banks: - Glacier Bank of Kalispell - First Security Bank of Missoula - First Security Bank of Bozeman - Valley Bank of Helena - Big Sky Western Bank of Bozeman - Western Security Bank of Billings - First Bank of Montana, Lewistown - Mountain West Bank in Idaho, Utah and Washington - 1st Bank in Wyoming and Utah - Citizens Community Bank of Idaho - Bank of the San Juans in Colorado - First Bank of Wyoming - First State Bank in Wyoming - North Cascades Bank in Washington - Foothills Bank in Arizona - Collegiate Peaks Bank in Colorado We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

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