At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. We are FDIC insured and recognized as a top-20 issuer of Visa® cards. In total, we proudly serve over 2.4 million cardholders and have extended over $5.3 billion in credit.
Our Mission is to make a positive difference in the lives of our customers, our employees, and our community. We work hard to create a work environment that empowers our associates to grow, learn, and reach their potential.
This position will support the overall direction of compliance and CRA activities of Merrick Bank Corporation.
REQUIRED SKILLS, ABILITIES, KNOWLEDGE, AND EXPERIENCE:
A College Degree in business related field or a minimum of 2 years work experience in banking.
Knowledge of banking industry functions including credit, CRA, marketing, operations etc.
Knowledge of banking laws and regulations preferred.
Effective planning, organizational, time management, and problem-solving skills.
Ability to work effectively under pressure. Skilled at handling a variety of assignments simultaneously. Flexibility and willingness to work at a rapid pace in strict time frames.
Keyboard and Windows-based applications (Microsoft Office) experience is required.
Professional demeanor and appearance are necessary; personal work habits that inspire the best in others.
Effective oral and written communication skills, organizational skills, and sound judgment. Exhibit diplomacy and patience when dealing with co-workers, and others.
Ability to work independently and without direct or continuous supervisory support.
Communicates effectively both orally and in writing; presents ideas in a clear, concise, understandable, and organized manner.
As directed by the Chief Compliance Officer:
Provide ongoing administrative support and monitoring functions related to the OneSumX system.
Assist with the ongoing maintenance of the Bank’s Policy Manual.
Assist in the preparation and distribution of compliance materials to the Bank’s Compliance Committee and Board of Directors.
Monitor the Bank’s progress with its CRA Strategic Plan goals and prepare summary reports.
Provide volunteer service hours to qualified non-profit organizations within the Bank’s CRA Assessment area.
Assist in the administration of the Bank’s employee training program including new employee set-up, assigning annual training courses, preparing monthly reports for management, coordinating supplemental and external training courses, etc.
Manage the Company’s Compliance Calendar on an ongoing basis to help ensure that deadlines are met.
Perform other administrative tasks as assigned by the Chief Compliance Officer.
Demonstrate an ability to adapt to any changes in the regulatory environment.
Attend conferences and trainings to enhance compliance knowledge and skills (some travel may be required).
Learn and effectively use bank systems for the purpose of researching and monitoring Cardholder information.
Obtain understanding of policies and procedures currently used by the Bank relating to Cardholder complaints and/or inquiries and assist in the ongoing monitoring, tracking and reporting of consumer complaints.
Assist the Bank’s BSA and Compliance Coordinators as needed and act as a back-up to those positions.
Compliance with Laws & Regulations:
Responsible for complying with all of the Bank’s internal control policies and procedures.
Responsible for understanding and complying with all laws and regulations to which the Bank is subject.
Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts.
Other duties as assigned
What’s in it for you:
Competitive salary (DOE)
Benefits package -Medical, Dental and Vision (plus much more)
401(k) Plan with Company Match
Short & Long Term Disability
Group Life and AD&D Insurance
Paid Vacation, Holidays, and Personal Days
Employee Events, including Employee Appreciation Day, Holiday Party, etc.
Tuition Reimbursement Program
Candidates must have unrestricted authority to work in the
United States without sponsorship.
Merrick Bank is an equal opportunity employer. We evaluate qualified applicants
without regard to race, color, religion, sex, national origin, disability,
veteran status, and other legally protected characteristic. The EEO is the
Law poster is available here: http://www1.eeoc.gov/employers/poster.cfm
Please go to our website www.merrickbank.com to apply and learn more about our company