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Mortgage Underwriter

Lee, Hill and Associates, LLC Atlanta, GA
  • Expired: over a month ago. Applications are no longer accepted.
Job Description

Our client is looking for an experienced Mortgage Underwriter to join their team working remotely. Primary responsibility is to underwrite mortgage loan applications and issue loan approval and commitment according to company requirements. The Underwriter is to ensure loan packages are compliant, sellable, and insurable. The Underwriter may also act as a mediator between the company and the Investor, escalating to the Underwriting Manager when appropriate. The position offers a base salary plus a bonus.

Responsibilities:

  • Underwrite Conventional & Jumbo Loans in accordance with company overlays, policies, and procedures outlined by Director of Operations

  • Underwrite Conventional & Jumbo Loans in accordance with all agency guidelines and Investor Overlays

  • Perform industry-standard underwriting activities (e.g. reviewing Income, assets, title, appraisal, loan application, etc.)

  • Access all risk factors of loan and ensure it meets guidelines

  • Report to Manager in regard to protocol and file escalation

  • Check for accuracy of all incoming loan information for the file and report discrepancies

  • Ensure that all of the tax, title, insurance, and closing documentation is in place

  • Interface with borrowers, loan processors, loan officers, and underwriting in an effective manner

  • Review the appraisal to make sure it is accurate and thorough, so that the home is truly worth at least the purchase price on purchases and value on refinances

  • Maintain, understand, and follow lender, agency, and investor guidelines at all times

  • Underwriters are to make sure all of the loan factors meet particular loan guidelines

  • Maintain dates in loan origination system pertaining to underwriting (as applicable)

  • Submit mortgage loans to automated underwriting systems for approval within investor guidelines

  • Assure all final numbers and information is updated in the file and system prior to issuing a clearance to close

  • Ensure file compliance prior to closing being requested

  • All other duties as defined by Employer from time to time

Employee shall engage in the origination, producing, and funding of mortgage loans only in the states or jurisdictions in which the Branch and Employee are licensed and/or in compliance with policies on referring loans to other Employer branches and origination centers.

Requirements:

  • 2 to 5 years of experience in Mortgage Loan Underwriting

  • Currently employed as a Mortgage Loan Underwriter or recently employed as a Mortgage Loan Underwriter

  • Able to work remotely from a home office

Lee, Hill and Associates, LLC

Address

Atlanta, GA
USA