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Ag Loan Officer

Heritage Bank NA Pennock, MN
  • Posted: 20 days ago
  • $75,000 to $120,000 Annually
  • Full-Time
  • Benefits: Vision, Medical, Life Insurance, 401k, Dental

Position Summary: Pennock or Raymond, MN

Position Summary:

The Ag Relationship Manager is part of a team of three- along with a Credit Manager and Business Associate, who manages a portfolio of Ag clients. The team’s three primary objectives are:

  1. To provide exceptional customer service by helping identify a client’s needs and then matching them with products and services offered by Heritage Bank
  2. To maintain a sound credit culture that consists of quality underwriting and on-going monitoring of the portfolio
  3. To grow our market share

The Ag Relationship Manager plays a large role in growing the portfolio. The Ag Relationship Manager meets with our existing clients to identify needs that they have and matches them to products and services that are offered by Heritage Bank. The Ag Relationship Manager is also responsible for expanding our client base by soliciting new clients to discuss ways that Heritage Bank can help them succeed.

Providing quality customer service is a must for the Ag Relationship Manager. This involves regular visits and correspondence with our existing clients, timely follow-up to issues that arise and adding value for the customer in your interactions.

A solid understanding of the products and services that Heritage Bank offers as well as alternative lending programs (SBA 7(a), SBA 504, FSA and other gap financing programs) is essential to be successful. A thorough knowledge of appropriate credit structuring is also a must.

Primary Duties & Responsibilities:

1. Develops and grows client relationships from within and outside existing customer base.

2. Deskwork- preparing proposals, logging sales calls, tracking product pipeline, resolving customer issues, etc.

3. Community Involvement

The statements contained in this job description describe the general nature and level of work being performed by the person accepting this role. Secondary Duties and Responsibilities are considered incidental or secondary to the overall purpose of the job.

This job description does not state or imply the only duties and responsibilities assigned to this job.

Employees holding this job will be required to perform any other job-related duties requested by management. All job requirements are subject to possible modification to reasonably accommodate individuals with a disability.

Role Qualifications:

Education

  • 4-year degree or equivalent work experience
  • Agricultural experience

Experience

  • 4+ years previous experience in Ag Banking
  • Previous credit experience

Heritage Bank in an EOE/AA/M/F/D

Heritage Bank NA

At Heritage Bank, we're not all "About Us." We are about you... our customers, our communities and our employees. Heritage Bank's mission is to help people succeed financially. Specifically, that means: Helping our customers meet their goals and achieve their dreams Supporting our communities and helping them thrive Providing a gainful and enjoyable workplace for our employees Providing a sound and profitable return for our investors Our products have evolved along with the communities we serve. With $400 million in assets and 7 offices in throughout Minnesota, Iowa and South Dakota, we have grown steadily over the generations. Yet, our mission as a traditional, community-focused bank remains the same... it's our heritage. Heritage Bank offers a competitive compensation and benefits package to include health, dental, vision, life, LTD, STD, supplemental insurance, 401k, Roth, 10.5 paid holidays, lots of PTO, and company ownership through our Employee Stock Ownership Plan! Heritage Bank is an Employee Owned Bank Equal Opportunity Employer

Address

242 1st Street N, Pennock, MN 56279
Pennock, MN
USA

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