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Mortgage Underwriter (Remote)

Gateway First Bank Tulsa, OK
  • Expired: over a month ago. Applications are no longer accepted.
Job Description

 

GATEWAY FIRST BANK

JOB DESCRIPTION

JOB TITLE: Underwriter

JOB SUMMARY:

Responsible for underwriting designated residential loans by analyzing credit data to ensure compliance with investor and company guidelines and requirements.

ESSENTIAL FUNCTIONS (RESPONSIBILITIES):

· Analyzes loan documentation for accuracy and completeness to assess credit worthiness and adherence to regulatory and compliance requirements.

· Verifies the income and employment information of loan applicants, reviews the applicant credit history and scores, and examines asset accounts for available funds for mortgage transactions.

· Analyzes loan documentation in order to determine credit worthiness and to detect signs of possible mortgage fraud or money laundering.

· Works with loan originators and production staff to compile required credit documentation.

· Reviews secondary resubmissions of credit documentation provided and prepare the necessary forms and worksheets to issue credit approval.

· Communicates credit decisions and answer loan amount questions to address issues on outstanding items required for credit approval.

· Exercises awareness with regard to possible suspicious activity, money laundering or fraudulent behavior and reports any such incidents to the BSA department. Performs all job functions in compliance with all company policies and federal, state, and local laws and regulations as applicable to the position, including, but not limited to BSA/AML, OFAC and GLBA/privacy rules.

· Performs related responsibilities as required or assigned.

REQUIRED QUALIFICATIONS:

Knowledge/Skills/Abilities

· Detailed knowledge of agency and investor underwriting requirements.

· Solid analytical and conceptual skills, especially as required in analyzing credit data, file integrity, and loan file data.

· Proven oral and written communication skills to relate loan information to loan originators and service providers in a friendly, articulate and well understood manner.

· Proficiency in the use of personal computers, including spreadsheet, database, word processing, and loan origination software.

· Poised and professional in appearance and manner with an upbeat, outgoing personality.

Equivalent Education/Experience

· Bachelor’s degree in finance, business or a related field or equivalent years of experience.

· At least 3 years in mortgage industry as a mortgage underwriter including conventional, FHA, VA, RD. Prefer DE and/or SAR certified.

· Prefer related experience in financial services industry.

SPECIAL JOB DIMENSIONS:

Work requires conformance to fast-paced, high volume environment while practicing sound lending judgment, occasional overtime and limited travel.

NOTE: The essential job functions and associated qualifications contained in this document describe the general nature and level of the work performed. They are not intended to represent an exhaustive listing or be inclusive of all aspects of the job. The tasks and procedures involved in the performance of the essential job functions may vary from day-to-day. Major changes in areas of responsibility may occur, as directed by management, and will require revision of this job description.

 

 

 

 

 

 

 

 

 

 

Company Description
Gateway Mortgage Group, LLC, a full-service mortgage company licensed in 41 states and the District of Columbia, announced it has completed its merger with Farmers Exchange Bank to form Gateway First Bank, an Oklahoma banking corporation.
Founded in 2000 and headquartered in Jenks, Oklahoma as well as a corporate office in Dallas, TX, Gateway First Bank has $1.2 billion in assets, five banking centers in Northwest Oklahoma, 160 mortgage centers with operations in 41 states and the District of Columbia, and over 1,400 employees. It is one of the ten largest banks in the State of Oklahoma by asset size and one of the largest bank mortgage operations in the United States, also servicing $17 billion in residential mortgages.
While that is all impressive, our passion of Strengthening Families is at the core of the Gateway Vision!

Gateway First Bank

Why Work Here?

Great people, exciting growth, family oriented atmosphere!

Gateway Mortgage Group, LLC, a full-service mortgage company licensed in 41 states and the District of Columbia, announced it has completed its merger with Farmers Exchange Bank to form Gateway First Bank, an Oklahoma banking corporation. Founded in 2000 and headquartered in Jenks, Oklahoma as well as a corporate office in Dallas, TX, Gateway First Bank has $1.2 billion in assets, five banking centers in Northwest Oklahoma, 160 mortgage centers with operations in 41 states and the District of Columbia, and over 1,400 employees. It is one of the ten largest banks in the State of Oklahoma by asset size and one of the largest bank mortgage operations in the United States, also servicing $17 billion in residential mortgages. While that is all impressive, our passion of Strengthening Families is at the core of the Gateway Vision!

Address

244 S. Gateway Place Jenks
Tulsa, OK
USA