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Commercial Credit Underwriter III

Gateway First Bank Tulsa, OK
  • Expired: over a month ago. Applications are no longer accepted.
Job Description

Jenks,OK:

Commercial Credit Underwriter III JOB SUMMARY:
The Commercial Credit Underwriter III reviews credit data to evaluate commercial loan requests seeking credit approval. Analyzes financial information, such as financial statements, projections, cash flows, industry trends and credit bureau reports to determine potential opportunity, risk, and profitability of loan and other credit products.


Commercial Credit Underwriter III ESSENTIAL FUNCTIONS (RESPONSIBILITIES):

• Provides supporting research/analysis and participates in screening of new credit opportunities.

• Reviews proposed loan structure to determine if appropriate to sufficiently mitigate and manage risk.

• Interacts with prospective and existing clients as needed.

• Analyzes data such as business financials, industry research, personal financials, and tax returns in evaluating key risks and mitigants of credit opportunities.

• Performs independent credit analysis and risk assessment on larger, more complex credit relationships.

• Prepares written underwriting presentations for new and additional credit proposals and collaborates with Relationship Manager in presentation for approval.

• Makes independent recommendations, supported by comprehensive written analysis, regarding credit risk.

• Conducts ongoing borrower performance and trend monitoring, proactively identifying issues and developing remediation proposals for elevation to Relationship Manager and Risk Management.

• Assists with training and development of other credit underwriting staff.

• Complies with KYC, OFAC, and BSA/AML rules and regulations.

• Exercises awareness with regard to possible suspicious activity, money laundering or fraudulent behavior and reports any such incidents to the BSA department. Performs all job functions in compliance with all company policies and federal, state, and local laws and regulations as applicable to the position, including, but not limited to BSA/AML, OFAC and GLBA/privacy rules.

• Performs other related responsibilities as required or assigned.

Commercial Credit Underwriter III REQUIRED QUALIFICATIONS:

Knowledge/Skills/Abilities
• Advanced knowledge of commercial credit underwriting policies, procedures and processes.
• Advanced knowledge of BSA, AML, KYC, and OFAC.
• Excellent analytical skills.
• Excellent written and verbal communication skills.
• Proficient in Microsoft Office applications (Word, Excel, & Outlook).
• Familiarity with legal documents.
• Ability to be a self-starter looking to be part of a team developing a business
• Ability to be detailed oriented.
• Exemplifies the Gateway Values: Growth Oriented, Make a Difference, “Get it Done” Attitude, Team Player, Street Smart.

Equivalent Education/Experience
• Bachelor’s Degree in Finance, Economics, Accounting, Mathematics, or Business or equivalent years of work experience preferred.
• 5-7 years of experience working in commercial credit analysis and commercial underwriting.
• Previous experience with Commercial and Industrial Loans as well as Commercial Real Estate Loans in the banking industry required.
• Completion of formal credit training program desired.

Company Description
Gateway Mortgage Group, LLC, a full-service mortgage company licensed in 41 states and the District of Columbia, announced it has completed its merger with Farmers Exchange Bank to form Gateway First Bank, an Oklahoma banking corporation.
Founded in 2000 and headquartered in Jenks, Oklahoma as well as a corporate office in Dallas, TX, Gateway First Bank has $1.2 billion in assets, five banking centers in Northwest Oklahoma, 160 mortgage centers with operations in 41 states and the District of Columbia, and over 1,400 employees. It is one of the ten largest banks in the State of Oklahoma by asset size and one of the largest bank mortgage operations in the United States, also servicing $17 billion in residential mortgages.
While that is all impressive, our passion of Strengthening Families is at the core of the Gateway Vision!

Gateway First Bank

Why Work Here?

Great people, exciting growth, family oriented atmosphere!

Gateway Mortgage Group, LLC, a full-service mortgage company licensed in 41 states and the District of Columbia, announced it has completed its merger with Farmers Exchange Bank to form Gateway First Bank, an Oklahoma banking corporation. Founded in 2000 and headquartered in Jenks, Oklahoma as well as a corporate office in Dallas, TX, Gateway First Bank has $1.2 billion in assets, five banking centers in Northwest Oklahoma, 160 mortgage centers with operations in 41 states and the District of Columbia, and over 1,400 employees. It is one of the ten largest banks in the State of Oklahoma by asset size and one of the largest bank mortgage operations in the United States, also servicing $17 billion in residential mortgages. While that is all impressive, our passion of Strengthening Families is at the core of the Gateway Vision!

Address

244 South Gateway Place
Tulsa, OK
USA