About the Role
First Community Bank of Utah is a progressive bank with great growth opportunities. We are seeking a highly motivated individual with business lending experience. Someone with proven sales experience to analyze loan requests and make strategic decisions on credit and lending needs to achieve customer satisfaction while always adhering to policies and practices.
DUTIES AND RESPONSIBILITIES:
- Participate in commercial business development activities.
- Interview business loan applicants to develop information concerning their loan needs, earnings, and financial conditions.
- Analyze current financial position of customers to determine the degree of risk involved in extending credit or lending money.
- Make decisions to approve, disapprove, or forward the loan request to higher levels for decision.
- Explain loan programs to customers, evaluates their needs and recommends loan options.
- Establish the terms and conditions for a loan approval and reviews them with the customer.
- Prepare and/or review all loan documents for completion and accuracy and closing loan transactions.
- Follow current loans to ensure compliance with terms and coordinates with collections.
- Stay informed of current trends in business credits.
- Other duties as assigned
- Five to eight years of similar or related experience, including preparatory experience.
KNOWLEDGE, SKILL, ABILITY
Professionalism: Exhibit a professional manner in dealing with others; work to develop and maintain
cooperative and positive working relationships; represent the bank in a positive manner; maintain
credibility with others.
Ethical Behavior: Model high standard of honesty, integrity, trust, and openness. Understand and follow
through with appropriate standards of conduct and moral judgment; willing to act outside the norm when
needed to adhere to ethical principles. Communicate and demonstrate actions in a consistent manner.
Respect others, regardless of individual capabilities, agendas, opinions or needs.
Confidentiality: Maintain strict confidentiality regarding any information obtained during the course of
performing job duties; adhere to Bank policies and procedures regarding confidentiality.
WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled private office with minimal noise.
PHYSICAL DEMANDS:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.
Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.
Specific lifting abilities required by this job include: Perform primarily sedentary work with limited physical exertion and occasional moving and/or lifting of up to 20 lbs. Must be able to operate routine office equipment. Must be able to routinely perform work on computer for an average of 4-6 hours per day. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance.
Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.
What We Offer
COMPENSATION & BENEFITS:Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.
COMPANY OVERVIEW:At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.
Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $11 billion, operating in numerous community bank divisions across 7 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado and Arizona). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.#ZR