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Mortgage Loan Officer Originator

Crawford Thomas Recruiting Holly Springs, NC
  • Expired: over a month ago. Applications are no longer accepted.

A Mortgage Loan Officer is responsible for originating mortgage loans, submitting applications and facilitating essential communication between parties throughout the process.

DUTIES

  • Responsible for soliciting and servicing a variety of residential mortgage loans.
  • Originate 1-4 family residential mortgage loans in assigned area
  • Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.
  • Assists buyers in the purchase process through closing.
  • Make external and internal sales calls.
  • Comply with regulatory, secondary market and bank policies and guidelines.

REQUIRED JOB QUALIFICATIONS

  • High school diploma or general education degree (GED)
  • Minimum 3 years of mortgage, sales, real estate, or banking experience
  • Working knowledge of real estate loan documentation
  • Working knowledge of lending regulations-Conventional, FHA, USDA, VA Lending and also HUD guidelines
  • Strong network with centers of influence including realtors and builders
  • National Mortgage Licensing System (NMLS) registration under the terms of the SAFE Act of 2008 and Regulation Z. Candidates will be subject to the required registration process.
  • Prior banking or credit related experience
  • General understanding of banking fundamentals
  • Ability to meet strict deadlines, multi-task, and work with other departments as well as external customers to achieve required results.
  • High level of accuracy and production.

PREFERRED JOB QUALIFICATIONS

  • Well-developed sales ability
  • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
  • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA and USDA loan programs
  • Basic knowledge of local, state, and nations law (e.g. Truth-in-Lending, RESPA)
  • Ability to analyze financial information

Crawford Thomas Recruiting

Address

Holly Springs, NC
USA

Website