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Mortgage Loan Closer

Cornerstone Home Lending San Antonio, TX
  • Posted: 21 days ago
  • Full-Time
  • Benefits: Vision, Medical, Life Insurance, 401k, Dental

Who we are…

Cornerstone Home Lending is a unique top ten national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention and happiness. Our mission is to use and improve on our God-given talents to make a difference to the lives of our employees, customers, shareholders and the people who provide services to us. We employ more than 1,300 people who are passionately committed to Cornerstone’s Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. Our customers nationally rate their experience with Cornerstone at a score of 96 … 6 points higher than all competitors. Additionally, Cornerstone has been recognized by Workplace Dynamics as a “Top 100 Workplace” for the 6th consecutive year. March 1, 2016 marked the beginning of Cornerstone’s 29th year in the residential lending business, so we have successfully navigated our company through many industry cycles and changes in regulations.

We are a great company with great people and we are looking for an experienced Senior Mortgage Closer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Loan Officers can rely on them ensure an accurate and timely closing process.

Cornerstone has been setting all-time production records for over a year, and our dedicated support staff makes that growth possible.

Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a performance-based bonus.

Who we are looking for…

We are seeking an experienced Senior Mortgage Closer to support our FILL IN offices.

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you’ll need to be able to:

· Prepare Closing packages.

· Provide funding authorization to Title/Escrow Agents.

· Review signed closing packages for accuracy.

· Understanding fee tolerances, how to handle tolerance violations, when 3 day wait periods apply.

· Ensure the closing package is fully complete and accurate and compliant, which includes but is not limited to:

o Lender and seller credits are itemized

o POC credits are itemized

o Fees are listed in the correct sections

o Fee entries are correct

o Escrows set up properly

· Ensure all date entries are completed to ensure accurate reporting and to ensure Loan Officer (and team) have visibility to the steps that have been completed.

· Update status notes within the TRID form regarding communication with Loan Officer, borrower or settlement agent.

Qualifications:

· Eight plus years of Mortgage Closing continuous experience.

· Experience and extensive knowledge of new RESPA/GFE laws.

· Experience and knowledge of TRID.

· Clear focus on detail and ability to recognize inconsistencies in data/documents.

· Detailed knowledge of Closing and Legal Documents (HUD-1, Note, Deed of Trust, Assignment, Title Binder) and:

· Disclosure Documents (TIL, GFE, Right of Rescission, State-specific)

· Ability to work in a “High Volume" environment.

· Great work ethic.

· Working with LoanSoft software a plus.

· Detailed knowledge of:

o FHA/VA/USDA Loan Documents

o Credit Documents (DU/LP Findings, 1003, 1008, Credit Report, VVOE, Appraisal)

o Insurance Documents (Hazard, Flood, MI)

o MDIA Disclosure timing and APR rules.

o TILA/RESPA LE/CD fee tolerance comparisons and change of circumstance.

o Understanding of compliance, underwriting, origination, or processing roles.

Call To Action…

If Cornerstone Home Lending sounds like the place you’d like to explore and if you have the qualifications, drive, and passion to be a member of our family, please let us know! We would love to get to know you.

Cornerstone Home Lending

Why Work Here?

Stable company with happy team members, check out our Glassdoor reviews!

Non-bank Mortgage Lender with a reputation for on-time closings with stellar customer service.

Address

4372 N Loop 1604 W #300, San Antonio, TX 78249
San Antonio, TX
USA

Website

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