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Commercial Banking Credit Analyst

BayVanguard Bank
Annapolis, MD
  • Posted: over a month ago
  • $50,000 to $75,000 Yearly
  • Full-Time
  • Benefits: life insurance, medical, vision, 401k, dental,
Job Description

Job Description

The Credit Analyst position is responsible for analyzing customer financials and preparing credit memos in order to approve, risk rate and modify credit facilities.

Requirements

· Responsible for underwriting including financial analysis of credit request;

· Participate in customer meetings and make direct inquiry for specific customer information based on prior research, experience and knowledge.

· Assist with general portfolio management.

· Assist with accurate and timely credit actions, including periodic reviews, renewals and modifications.

· Assist with credit risk related reporting.

· Assist with other credit administration related task.

Qualifications

· 4-year degree or equivalent experience.

· Basic knowledge of credit and financial analysis techniques.

· Strong oral and written communication skills.

· Strong analytical and research skills.

· Developed PC skills including proficiency and capability in word processing and spreadsheet software.

· Ability to meet deadlines.

· Ability to maintain the confidentiality of credit and Customer information.

· Good interpersonal skills and team orientation.

· Must be eligible for employment under regulatory standards applicable to the position.

The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

 

BayVanguard Bank is an Equal Opportunity Employer and gives full consideration to all qualified applicants and does not discriminate on the basis of any protected class or trait including race, religion, color, sex, sexual orientation, gender identity, national origin, disability or veteran status.

Company Description
BayVanguard is a full service financial institution in Maryland.

BayVanguard Bank

Address

7114 N Point Rd

Annapolis, MD
USA

Industry

Finance and Insurance

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