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VP-Commercial Banker

Bank of New Hampshire Portland, ME

  • Expired: over a month ago. Applications are no longer accepted.
Job Description
 

Bank of New Hampshire understands the importance of investing in our people, which is why we continuously strive to provide our employees with the award winning workplace that they deserve. Our team members have helped us receive a number of awards, year after year - recognition that reflects both our culture and our commitment as we move forward.

Bank of New Hampshire seeks experienced candidates for either current and/or future opportunities as a VP - Commercial Banker. 

CORE FUNCTION:

Point of sale representative for originating commercial loans.  Provides existing/prospective customers with detailed information regarding the benefits of BNH commercial loan products and services.  Builds strong, professional relationships with existing and prospective customers through providing quality service and becoming a trusted resource for customers. 

PRIMARY DETAILS OF FUNCTION:  

  • Establishes and manages commercial loan customers.  Interviews applicants, collects pertinent financial data used in establishing credit-worthiness; establishes and negotiates credit terms and repayment terms.
  • Counsels commercial loan customers, where possible, regarding business management and financial matters.
  • Develops new business by contacting existing and prospective customers.  Also cross-sells bank products and services.
  • Develops material for and makes presentations to the Investment Committee.
  • Handles small business loans including the handling of SBA guaranteed loans.
  • Provides back-up coverage to service all commercial loan customers.
  • Assists the Commercial Lending Department Head in the handling (restructuring and/or liquidating) of non-performing commercial loans.
  • Assist retail lenders with analysis of business financial statements and tax returns on loan applications for self-employed individuals.
  • Undertakes special projects relating to department services as assigned by the Commercial Lending Department Head.
  • Training and Education: Actively participate in bank training sessions to enhance individual product and service knowledge, understanding of policies and procedures, computer equipment skills and understanding of federal and state regulations and compliance issues.

Complies with the Bank Secrecy Act (31 CFR 103) which also includes components of 12 CFR 326 Subpart B and the 12 CFR 353 and OFAC regulations.

*Note: These are representative only and are not intended to include all possible assignments to this position or position classification.

Qualifications & Education:

  • 7-11 years experience working in a detail oriented environment in a bank position of similar duties and responsibilities with commercial loan originations, portfolio management and servicing account relationships.
  • Skills in common courtesy, communications, mathematics, organization, personal computers, planning, problem resolution and word processing.
  • Associates/Bachelor's Degree or equivalent working experience. Minimum of High School Diploma required.
  • Must possess and maintain a valid driver’s license and satisfactory driving record, as well as a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities. 

PHYSICAL DEMANDS:  Some physical effort needed in working with materials and supplies or occasional operation of business office equipment requiring dexterity and coordination.  It may require frequent standing, walking, and/or sitting.  

WORKING CONDITIONS:  Well-lighted and ventilated office environment.

PROFESSIONAL RELATIONS: Works cooperatively with all employees to achieve the goals and objectives of the bank's Mission Statement. Enhances the bank's image by providing representation, involvement and leadership in community activities and charitable, civic and social organizations.

Benefits Include:

  • Medical, Dental Vision coverage effective day one of employment
  • Health Savings Account
  • Paid vacation and paid time off for volunteer work
  • Incentive Compensation Plan (Bonus) based upon performance and plan guidelines.
  • 401(k) with company match
  • Company paid Short/Long Term Disability, and Group Term Life/AD&D Insurance
  • Voluntary employee paid benefits such as AFLAC
  • Employee activities and recognition

For immediate consideration, please click "Apply" above to submit your fully completed employment application, and resume online.  

Bank of New Hampshire is fully committed to Equal Employment Opportunity (EEO) and to compliance with all Federal, State, and local laws that prohibit employment discrimination. Should you require assistance to apply for employment with Bank of New Hampshire, please contact Human Resources at 1.800.832.0912


EEO/AA M | F | Vets | Disability | Member FDIC

*No agencies at this time please*

Bank of New Hampshire

Address

Portland, ME
04105 USA

Industry

Finance and Insurance

View all jobs at Bank of New Hampshire