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Mortgage Underwriter! REMOTE!!!

Aspire Staffing Group Tampa ,FL
  • Expired: over a month ago. Applications are no longer accepted.
Job Description

 

Primary Function
The main focus of this role is to perform underwriting of conventional and /or FHA/VA mortgage loans including a detailed review of the residential mortgage loan application and documentation as submitted to ensure loans meet underwriting guidelines.
Principal Duties

· Approves or rejects residential loans within prescribed authority

· Analyzes borrower’s credit profile, collateral and capacity to repay the proposed mortgage obligation

· Ensures loans meet agency and government guidelines

· Accurately calculates borrower’s income and debt-to-income ratios based on acceptable agency practices

· Documents lending decisions and completes required screens in the loan origination system that include accurate completion of the 1008 as well as adding and/or creating applicable conditions on the loan approval

· Run, reads and interprets automated underwriting decision results from both Desktop Underwriter and Loan Prospector

· Reviews conditions submitted on loans and sign off on conditions where appropriate

· Keeps informed of current and acceptable underwriting practices

· Communicates loans decisions to clients/internal departments in a timely fashion and ensures compliance deadlines are met with regards to pre-disclosures, approval letters, denial notices, and counteroffers.

· Works closely with processing and/or account management to answer specific loan questions, to answer specific conditions or documentation requested and to resolve problems

· Maintains and cultivates an effective working relationship with internal and external customers

· Prioritizes work queue to ensure service level agreements are met

· Consistently meets or exceeds established minimum productivity and quality goals

· Provides quality control responses in a timely manner

· Acts as a role model of the company’s values, acting in an ethical and professional manner at all times

· Embraces company culture

Education and Experience Requirements

· Minimum 4 years of residential loan underwriting experience

· Strong processing background preferable

· High school diploma required

· College diploma preferred


Knowledge, Skill, and Ability Requirements

· Strong analytical skills

· Ability to make risk based lending decisions supported with relevant data and research

· Detail oriented

· Knowledgeable with MS Office

· Excellent Customer Service skills

· Excellent verbal and written communication skills

· Great organizational skills

Company Benefits:

· Medical (including Health Savings Account & Flexible Savings Account)

· Dental - RX – Vision – Life, Disability Insurance – 401(k) Plan with company match! – Employee Assistance Plan

· Pet Insurance !

Company Description
As an award-winning Talent Acquisition and Workforce Solutions company, our approach is perfected to meet the challenges and requirements of our customers (candidates & clients).

We’ve built our success on our capacity to listen and create strategic sourcing and hiring processes that bridge candidates and clients on a national scope. Utilizing robust technology, proven processes, and dedicated account management Teams, our capacity to provide scalable solutions will provide the right talent at the right time......that’s our guarantee.

Whether you’re looking for contract, contract-to-hire, or direct hire you will always find Extraordinary Talent & Exceptional Results.....that’s what happens when you Aspire to be the best.

Aspire Staffing Group

As an award-winning Talent Acquisition and Workforce Solutions company, our approach is perfected to meet the challenges and requirements of our customers (candidates & clients). We’ve built our success on our capacity to listen and create strategic sourcing and hiring processes that bridge candidates and clients on a national scope. Utilizing robust technology, proven processes, and dedicated account management Teams, our capacity to provide scalable solutions will provide the right talent at the right time......that’s our guarantee. Whether you’re looking for contract, contract-to-hire, or direct hire you will always find Extraordinary Talent & Exceptional Results.....that’s what happens when you Aspire to be the best.

Address

Tampa, FL
USA

Website