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Loan Mortgage Underwriter

American Pacific Mortgage Corporation Baltimore ,MD
  • Expired: 26 days ago. Applications are no longer accepted.
Job Description
Position: Underwriter Location: Rocklin, CA
Job Id: 1526 # of Openings: 1
Learn How We Create Experiences That Matter Everyday Join Our Team!
Who you work with and for is one of lifes biggest choices. APM exists to serve our branch managers and originators. In every interaction with us as individuals and a company, we let our branch managers, loan officers, employees and associates know that they matter. Our core values drive the day-to-day behavior and decision making throughout our company.Respect, Transparency, and Scrappydefine how we act and work together as a team. These values have led us to be voted Top Employer 5 years running, 50 Best Places to Work, and Top 15 Mortgage Companies in America.
Primary Job:
Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis. Underwrite loans that adhere to APM Underwriting Policy and Procedures as well as adhere to our investor guidelines. Additionally, respond to both internal and external QC audit findings in a timely and proficient manner.
Essential Duties and Responsibilities:
  • Underwrite a minimum of 2 loans per day and complete outstanding conditions in a timely manner.
  • Review file for accuracy and completeness according to the Underwriter Checklist, APMC guidelines and investor/agency guidelines
  • Communicate effectively with processors and loan officers on status of loan files and conditions
Qualifications/Requirements:
  • FHA Experience Required
  • UW Designations Required
  • VA Experience Preferred
  • Authority to underwrite CONV and when designated authority is authorized, USDA and/or Jumbo products to APMC or investor guidelines
  • Ideal candidate will have at least 3 years underwriting experience with the above program designations.
  • Provide excellent customer service to both internal and external customers
  • Works well individually or in a group setting
  • Ability to manage time and priorities.
  • Ability to effectively communicate both verbally and in writing
  • Detail oriented
  • Ability to analyze an issue and determine best approach for a solution.
  • General experience and understanding of the following products:
    • Encompass 360 Bankers Edition
    • Microsoft Word and Excel
    • Outlook
    • Internet navigation
  • Commitment to company values, policies and procedures
  • Adaptability an ability to quickly learn new or different techniques, products and computer programs
  • Problem Solving an ability to effectively analyze and resolve problems at a functional level
  • This person must live our culture every day! (Respect, Transparency, Scrappy)
  • Other duties as assigned
Embrace APMC Culture:
  • APMCares- Our charitable entity
  • As we grow and our reputation spreads, we know there are opportunities to make more significant contributions to the communities in our footprint.
  • APMCares was created to serve and support APM families in need and the causes we care about.
  • Office of Diversity
  • Increase APMs workforce diversity
  • Increase the diversity of the communities we serve
American Pacific Mortgage Corporation is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
Live in our values everyday- Respect~ Transparency~ Scrappy!

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American Pacific Mortgage Corporation

Address

Baltimore, MD
USA