Guided by our values since 1875, American National Bank of Texas strives, through the power of relationships, to be the preferred bank of choice for individual and business customers in the communities that we serve.
Building relationships with our customers, employees, and communities are at the core of everything we do. Join us as we provide our customers with solutions, not just products. We believe in teamwork and empowering high performers who are committed to our mission while achieving personal and professional success.
The Mortgage Closer's primary responsibility is to coordinate, prepare and review closing documents and verify their accuracy and completion in accordance with bank policies and procedures. The individual maintains communication with all parties involved in the loan closing process. Other duties:
+ Calculates final closing costs and disburses funds in accordance with mortgage documentation
+ Ensures timely and accurate closing of various residential and residential construction loan transactions
+ Prepares and reviews closing documents, including funding checks, prior to forwarding to title company for closing to ensure accurate and efficient of closing
+ Reviews title commitments and surveys for accuracy and notifies interested parties of exceptions to ensure loan is closed in accordance with company policies and procedures and applicable laws to ensure a valid lien
+ Schedules closing and responds to inquiries regarding closing issues to ensure all parties involve are informed of any issues affecting the closing and are present at closing
+ Verifies closing costs, closing requirements, hazard insurance, TILA-RESPA Integrated Disclosures, etc. before issuing funding authorization to title company
+ Develops and maintains a personal program for maintaining an adequate level of knowledge in mortgage loan matters and personal skill development to ensure an acceptable degree of performance
+ High School diploma or GED
+ 3 years experience in residential mortgage lending support Knowledge of real estate documents; title commitments, surveys, appraisals, etc.
+ May assist in staff training and participate in the staff performance review
+ Working knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills; must be able to do simple math and carry out written instructions.
+ Work occasionally requires more than 40 hours per week to perform the essential functions of the position
+ Lifting in an office setting may be required up to 30lbs.
Equal Opportunity Employer
External Company Name: The American National Bank of Texas
External Company URL: www.anbtx.com
Street: 200 N. Frances