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Mortgage Due Diligence Underwriter

American Mortgage Consultants Tampa, FL
  • Posted: over a month ago
  • Full-Time
  • Benefits: Vision, Medical, 401k, Dental

Essential Responsibilities:

· Demonstrate thorough knowledge of mortgage industry credit guidelines and policies for VA, FHA, FNMA, FHLMC & USDA

· Must possess a complete understanding of Fannie Mae’s DU and Freddie Mac’s LP systems

· Demonstrate a high level of fluency of complex personal and business financial analysis to include credit, income, assets and compliance documentation

· Knowledge must include: calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, and other loan pertinent documentation

· Analyze tax returns and /or financial statements for Self-Employed Borrowers, Partnerships, S Corporations and/or C Corporations

· Exhibit working knowledge of AUS analysis in order to determine applicable loan conditions

· Exhibit working knowledge of appraisal evaluation in order to identify deficiencies therein

· Record and articulate inconsistencies throughout documentation review

· Perform pre-funding underwriting review of recently closed Correspondent mortgage loans to identify and set pre-funding conditions.

Requirements:

· Current or previous signing authority of $750,000 or more preferred

· Manual underwriting experience preferred

· Minimum of 5 years mortgage experience as a frontline underwriter or due diligence/back-end underwriter with emphasis on credit review

· Excellent PC skills and possess high level of proficiency in Microsoft products

· Demonstrate professional behavior and teamwork, punctual, dependable and adhere to company policies and procedures

· Strong analytic ability, good judgment, strategic and multidimensional thinker

· Strong commitment and dedication to the position and a Team Player

American Mortgage Consultants

American Mortgage Consultants, Inc. (AMC) is a Financial & Professional Services provider for Residential lending products. Established in 1996, AMC offers a comprehensive product line including, but not limited to: full credit, compliance and collateral reviews, loss mitigation and loan modification assistance, put-back forensics and rebuttals, asset management and surveillance. AMC also offers a wide range of professional services catering to the industry, including credit/risk policy assessment and delinquency surveillance

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