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Mortgage Loan Processor

Absolute Home Mortgage Hackensack, NJ
  • Posted: over a month ago
  • $45,000 to $55,000 Annually
  • Full-Time
  • Benefits: Vision, Medical, 401k, Dental

We are seeking an experienced mortgage processor with the proper qualifications listed below. Candidates will work from our office in Rutherford, NJ. Absolute offers a great work environment, with friendly staff and a competitive bonus schedules designed to assist you in reaching your financial goals.

Required Skills:

  • Evaluate and assess residential mortgage loan applications as assigned. Verify the information identified in the loan origination system.
  • Identify due dates required to ensure loan is complete and ready for closing.
  • Review supporting documentation for completeness and consistency with the information indicated on the loan application.
  • Communicate discrepancies with information and documentation requirements with loan officer.
  • Determine deadlines required to ensure loan closes within the Purchase and Sale Agreement, rate lock and Investor delivery requirements.
  • Contact vendors assigned to the loan application to obtain status of required documentation such as appraisal companies, flood certification companies and attorney’s/title companies.
  • Run DU or LP underwriting engine as appropriate. Compare findings with loan file documentation and collect additional documentation as needed.
  • Identify any change of circumstance and prepare and deliver any required re-disclosures.
  • Image and accurately organize all file documentation to comply with company and industry standards.
  • Submits loan file for underwriting approval.

Required experience:

· Recent Mortgage processing: 2 years +

· General Understanding of TILA / RESPA Integrated Disclosure (TRID).

· High School Diploma or Equivalent

· Guideline Knowledge

· Communicating with Borrowers and Loan Officers

Absolute Home Mortgage

Why Work Here?

We offer exceptional pay, a branch new office facility, career growth opportunity and unrivaled technology.

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