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Underwriter Jobs in Decatur, GA (NOW HIRING)

Tokio Marine HCC

Underwriter

Kennesaw, GA · On-site

Role Overview Under supervision, makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. Reviews proposal requests to evaluate, classify, and ...

Tmhcc

Underwriter

Kennesaw, GA · On-site

Role OverviewUnder supervision, makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. Reviews proposal requests to evaluate, classify, and ...

Markel Corporation

Underwriter, Surety

Alpharetta, GA · On-site

The Commercial Underwriter's primary responsibility is to produce and underwrite new and renewal commercial bond business while maintaining and building productive relationships with our network of ...

Chubb

Senior Underwriter, Construction

Alpharetta, GA

$96K - $113K/yr

Chubb is seeking a Senior Commercial Lines Underwriter to join its Small & Lower Midmarket ("SLM") Construction Industry Practice, which targets accounts up to $50M revenues. This is a field ...

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Underwriter information

See Decatur, GA salary details

$31.7K

$77K

$136.2K

How much do underwriter jobs pay per year?

As of Jun 9, 2026, the average yearly pay for underwriter in Decatur, GA is $77,012.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,600.00 and $84,900.00 per year, depending on experience, location, and employer.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

What Do Underwriters Do?

The most common underwriters work for insurance companies or financial institutions to evaluate financial risk for insurance policies or loans. They review applications and paperwork and can approve or deny the request based on a set of three criteria--credit reputation, capacity to repay the loan, and collateral value. Underwriters check the applicant’s credit report and credit history, weight their annual salary with the cost of the loan or policy, and determine the loan-to-value ratio. Using these factors, they may approve the application, suspend it until further stipulations are met, or deny it.

Other kinds of underwriters include equity underwriters who administer the distribution of securities, and debt securities underwriters who buy government bonds and other debt securities and sell them for a profit.

What are the key skills and qualifications needed to thrive as an Underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.
More about Underwriter jobs
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Underwriter jobs near you
Executive Underwriter, Life Sciences

Executive Underwriter, Life Sciences

Chubb

Alpharetta, GA • Hybrid

Full-time

Posted 9 days ago

Chubb rating

8.1

Company rating: 8.1 out of 10

Based on 63 frontline employees who took The Breakroom Quiz

132nd of 260 rated insurance

Job description

Chubb Commercial Insurance is looking for an applicant to fill the position of Life Sciences Manager.  This position would be responsible for the profitable growth and staff performance and development of 5-6 underwriters. In this role the manager will be responsible for underwriting and managing an assigned book across our portfolio for our Southeast Region which includes our Atlanta, Charlotte, Nashville, Birmingham and Tampa branches. 

This role is inclusive of day-to-day responsibility for underwriting resources allocation, achievement of profit and identification and delivery of unique local initiatives for growth.  Strong marketing and communication skills will be required for both staff and producer development.   This individual will support the Commercial Insurance Manager's in premium budget execution, monthly premium projections, internal referrals, external joint marketing with staff and driving customer group business plans for Middle Market Industry practices. Commercial Insurance (CI) writes customers with revenues up to $1B, including both guaranteed cost and loss-sensitive program structures.  This position will also be charged with directly underwriting and growing an Life Sciences portfolio.  This position will be charged with marketing to their assigned agency/broker plant to bring in opportunities and will work closely with the respective CI Managers, Industry Segment Territory Underwriting Managers, and home office to continue the profitable growth of the portfolio. 

Responsibilities

  • Financial performance, including profitable growth, new business production, rate, retention for overall growth
  • Identifying opportunities for growth within new and existing production sources and developing and executing a new business growth strategy including developing prospects. Supporting the achievement of premium budget for CI Middle Market per annual business plan.    
  • Successful market penetration and broker management including building, maintaining and managing producer and customer relationships.
  • Developing agency strategy and goals with continual monitoring of progress in order to achieve profit, growth, retention and rate objectives.
  • Assessing middle market business by utilizing underwriting tools and applying current underwriting strategies to determine which accounts to pursue and the optimal program structure.
  • Demonstrating a balanced approach of considering and responding to agents' coverage amendments while preserving the integrity of our coverage positions and loss ratio targets.
  • Executing a local strategy to meet business needs utilizing an understanding of Chubb's solutions, competitors, customers and marketplace.
  • Utilizing a high level of understanding of products, strategy and competitor/market behavior to write and retain business.
  • Negotiating: Demonstrating timely, thoughtful and decisive responses.
  • Developing new sources of profitable business for Chubb and within appointed Agency/Broker distribution. 
  • Working closely with other members of the commercial underwriting team including Risk Engineering, Claims and Underwriting Associates.
  • Overseeing recruitment, onboarding and development of underwriting staff. 
  • Managing team performance and evaluations. 
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.
  • Bachelor's degree
  • 7-10 years of underwriting experience preferably in an excess/umbrella capacity
  • Confidence to gain a marketplace presence and become a trusted advisor for assigned agents/brokers.
  • Presentation and public speaking skills
  • Strong negotiations skills
  • Local broker and insurance marketplace relationships
  • Knowledge and understanding of current insurance marketplace conditions
  • Understanding and adherence to organizational and regulatory rules, and ability to adhere to underwriting authority
  • Understanding of Workers' Compensation, General Liability, and Auto Liability Insurance coverage, terms, and conditions.
  • Proficiency in Microsoft Office Suite

What Chubb employees say

Pay

Benefits

Hours and flexibility

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About Chubb

Sourced by ZipRecruiter

Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Warren, NJ, US

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