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Underwriter Jobs in Decatur, GA (NOW HIRING)

Cna

Underwriter , Aging Services

Atlanta, GA

Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations. Essential Duties & Responsibilities Performs a combination of duties in accordance with ...

At-Bay

Cyber Underwriter (Wholesale)

Atlanta, GA · On-site

Underwrite and grow a book of business, helping to achieve profitability and risk goals. * Evaluate, price, and negotiate coverage terms and conditions for new and renewal business in alignment with ...

CNA

Underwriter , Aging Services

Atlanta, GA · On-site

Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations. Essential Duties & Responsibilities Performs a combination of duties in accordance with ...

Munich RE

Public Entity Underwriter

Atlanta, GA

Public Entity Underwriter We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our ...

Ryan Specialty

Property Underwriter

Atlanta, GA

$85K/yr

Job Responsibilities Underwriting and Risk Assessment * Review new and renewal submissions for property risks. * Evaluate risk quality, pricing, terms, and conditions. * Analyze coastal and CAT ...

Ryan Specialty

Property Underwriter

Atlanta, GA · On-site

$85K/yr

Job Responsibilities Underwriting and Risk Assessment * Review new and renewal submissions for property risks. * Evaluate risk quality, pricing, terms, and conditions. * Analyze coastal and CAT ...

Munich Re

Public Entity Underwriter

Atlanta, GA

Public Entity Underwriter We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our ...

Crum & Forster

Underwriter - MPL/LPL

Alpharetta, GA

$115K/yr

UNDERWRITER/SENIOR UNDERWRITER (MPL, MPL with Cyber and Multimedia, Primary and Excess, Lawyers Professional Liability and other E&O lines) - Preferred location is Atlanta, GA, New York, NY or Jersey ...

Crum & Forster

Underwriter - MPL/LPL

Alpharetta, GA · On-site +1

UNDERWRITER/SENIOR UNDERWRITER (MPL, MPL with Cyber and Multimedia, Primary and Excess, Lawyers Professional Liability and other E&O lines) - Preferred location is Atlanta, GA, New York, NY or Jersey ...

Ryan Specialty

Property Underwriter

Atlanta, GA

$85K/yr

Job Responsibilities Underwriting and Risk Assessment * Review new and renewal submissions for property risks. * Evaluate risk quality, pricing, terms, and conditions. * Analyze coastal and CAT ...

Crum & Forster

Underwriter - MPL/LPL

Alpharetta, GA

UNDERWRITER/SENIOR UNDERWRITER (MPL, MPL with Cyber and Multimedia, Primary and Excess, Lawyers Professional Liability and other E&O lines) - Preferred location is Atlanta, GA, New York, NY or Jersey ...

Chubb

Underwriter, Life Sciences

Alpharetta, GA

Underwriter will have a renewal book with a strong flow of new business submissions. * Meet or exceed financial goals including rate, growth, profit, retention, and new business * Meet or exceed ...

AIG

Executive Underwriter, AIGRM

Atlanta, GA · On-site

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are ...

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All JobsUnderwriter JobsUnderwriter Jobs in Decatur, GA

Underwriter information

See Decatur, GA salary details

$31.7K

$77K

$136.2K

How much do underwriter jobs pay per year?

As of Jun 9, 2026, the average yearly pay for underwriter in Decatur, GA is $77,012.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,600.00 and $84,900.00 per year, depending on experience, location, and employer.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

What Do Underwriters Do?

The most common underwriters work for insurance companies or financial institutions to evaluate financial risk for insurance policies or loans. They review applications and paperwork and can approve or deny the request based on a set of three criteria--credit reputation, capacity to repay the loan, and collateral value. Underwriters check the applicant’s credit report and credit history, weight their annual salary with the cost of the loan or policy, and determine the loan-to-value ratio. Using these factors, they may approve the application, suspend it until further stipulations are met, or deny it.

Other kinds of underwriters include equity underwriters who administer the distribution of securities, and debt securities underwriters who buy government bonds and other debt securities and sell them for a profit.

What are the key skills and qualifications needed to thrive as an Underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.
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Underwriter jobs near you

Associate Underwriter - Property

Core Specialty

Atlanta, GA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 20 days ago

Job description

The Associate Underwriter will work with Underwriters in the Property division to enable them to underwrite accurately and efficiently profitable books of business that also meet annual premium goals.
Key Accountabilities/Deliverables:
  • Perform within set timeframes to ensure appropriate response time and customer service for broker partners.
  • Assist underwriters with pre-qualifying accounts submitted by broker partners.
  • Prepare account assessment document for underwriters to review and negotiate with brokers.
  • Communicate with broker teams as needed.
  • Conduct post-binding account changes/ transactions with underwriter review and sign off as needed.
  • Perform account servicing duties as needed:
    • Prepare accounts to be modelled, Draft quotes and binders, Endorsement and Policy review processing and issuance within required timeframe.
  • Maintain accurate and timely status of accounts within systems throughout the underwriting life cycle.
  • Pursue professional development and training for development of product knowledge, skills for the role and any personal goals set with leader.
  • Responsible for effective operation of internal controls and timely closure of Internal Audit and other actions
  • Enhance Core Specialty's reputation in the market.
  • In addition to the above key responsibilities, you may be required to undertake other duties from time to time as the Company may reasonably require.

Technical Knowledge:
  • Computer skills - good working knowledge of MS Office, Excel
  • Ability to simplify, analyse and explain complex issues.
  • Ability to review processes and determine opportunities for improvement.
  • Ability to work at both an overview and detailed level.
  • Ability to manage time and projects effectively

Experience:
  • Undergraduate/Graduate Degree preferred.
  • Prior insurance experience preferred.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over work authorization sponsorship now or in the future for this position.
#LI-Hybrid
At Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement. We offer medical, dental, vision, and life insurances; short and long-term disability; a Company-match of 100% of a 6% contribution 401(k) plan; an Employee Assistance Plan; Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program

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