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Excess Surplus Claims Jobs (NOW HIRING)

Richmond National

Sr. Claims Examiner

Glen Allen, VA · On-site

Experience with excess & surplus lines and multi-jurisdictional claims preferred * Highly motivated, collaborative team player * Openness to learning and handling other lines of business * Excellent ...

Hollinger Jobs

Senior Litigation Specialist-Remote

... claims litigation, commercial casualty, excess & surplus lines claims a strong plus. Degree preferred and strongly consider attorneys interested in handling a claims litigation desk. . Carrier ...

Diedre Moire Corp.

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

... along with applicant claims history to determine plans, benefits, and rates. • Hands-on ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

... along with applicant claims history to determine plans, benefits, and rates. • Hands-on ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Nationwide

Sr. Consultant Brokerage Excess Underwriting

OR · Remote

$98K - $116K/yr

Our Excess & Surplus/Specialty (E&S/S) lines allow us to provide insurance that other carriers may ... claims, loss history and taking appropriate action on accounts. Broker assignments are the most ...

Veterinary Pet Insurance

OR · On-site

Summary The Excess Surplus (E&S) Claims team handles some of the most unique and interesting insurance claims at Nationwide. Many have complicated risks and loss history, requiring us to be adaptable ...

Nationwide

OR · On-site

Summary The Excess Surplus (E&S) Claims team handles some of the most unique and interesting insurance claims at Nationwide. Many have complicated risks and loss history, requiring us to be adaptable ...

Berkley

Product Development Manager

Glen Allen, VA · On-site

$106K - $133K/yr

WRB), we stand as a leading Excess and Surplus Lines provider delivering comprehensive solutions ... Collaborate with cross-functional stakeholders-including Legal, Claims, Actuarial, Underwriting ...

OdysseyRe

Claims Specialist

Chicago, IL · On-site

$75K - $150K/yr

Hudson underwrites specialty primary and excess insurance on an admitted basis through Hudson ... Hudson has surplus lines eligibility in all U.S. jurisdictions through Hudson Specialty Insurance ...

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Excess Surplus Claims information

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$11

$24

$42

How much do excess surplus claims jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for excess surplus claims in the United States is $24.12, according to ZipRecruiter salary data. Most workers in this role earn between $18.27 and $27.40 per hour, depending on experience, location, and employer.

What is the difference between Excess Surplus Claims vs Property Claims Adjuster?

AspectExcess Surplus ClaimsProperty Claims Adjuster
Required CredentialsInsurance license, claims handling experienceInsurance license, property claims knowledge
Work EnvironmentInsurance companies, claims departmentsInsurance companies, independent adjusting firms
Industry UsageSpecializes in excess surplus lines insurance claimsHandles property damage claims for policyholders

Excess Surplus Claims professionals focus on claims within excess and surplus lines insurance, often dealing with complex or high-value claims. Property Claims Adjusters handle claims related to property damage, working directly with policyholders and insurers. While both roles require insurance licensing and claims experience, their focus areas and work environments differ, making them distinct career paths within the insurance industry.

What are Excess Surplus Claims?

Excess surplus claims are insurance claims that arise when losses exceed the coverage limits of a primary insurance policy and trigger coverage under an excess or surplus lines policy. These claims typically involve complex, high-value, or unusual risks that standard insurers may not cover. Excess and surplus lines insurance is provided by carriers licensed to operate outside of state regulations for admitted insurers, allowing them to offer customized solutions for unique risks. Handling excess surplus claims often requires specialized knowledge of policy language, legal requirements, and coordination with multiple insurers.

What are some common challenges faced by professionals handling Excess Surplus Claims, and how can they be managed effectively?

Professionals in Excess Surplus Claims often navigate complex coverage issues and must interpret layered insurance policies, which can be challenging when claims involve substantial losses or multiple carriers. Managing large volumes of documentation, coordinating with brokers, and ensuring timely communication with policyholders and reinsurers are also common hurdles. To address these challenges, it's important to develop strong analytical skills, stay updated on industry regulations, and foster collaborative relationships with underwriting and legal teams. Proactive communication and organized case management are key to resolving claims efficiently and maintaining client trust.

What are the key skills and qualifications needed to thrive as an Excess Surplus Claims professional, and why are they important?

To thrive as an Excess Surplus Claims professional, you need a deep understanding of insurance policies, risk assessment, and claims management, typically backed by a bachelor's degree in business, finance, or a related field. Familiarity with claims management systems, insurance regulatory software, and certifications such as AIC (Associate in Claims) are highly valued. Strong analytical thinking, negotiation, and communication skills help professionals resolve complex claims and build relationships with brokers and clients. These competencies are crucial for accurately evaluating high-value claims, ensuring regulatory compliance, and protecting the financial interests of both the insurer and insured.

Is claims processing a stressful job?

Claims processing for excess surplus claims can be stressful due to tight deadlines, high accuracy requirements, and the need to handle complex financial data. The role often involves detailed review, communication with clients, and use of specialized software, which can contribute to job pressure. However, workload and stress levels vary depending on the employer and individual experience.
Sr. Claims Examiner

Sr. Claims Examiner

Richmond National

Glen Allen, VA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

Job description

Job Title: Sr. Claims Examiner
Department: Claims
Location: On-site in Glen Allen, VA
Job Description:
We are seeking a highly skilled Senior Claims Examiner to independently manage a portfolio of complex, high-severity E&S commercial general liability (CGL) claims. This role requires advanced coverage analysis, strong litigation management and sound judgment. The ideal candidate is a proactive problem-solver who can communicate clearly with both internal and external stakeholders, and drive claims to timely and appropriate resolution. Exceptional written and verbal communication skills are required, and a willingness to handle other lines of business is considered advantageous.
Responsibilities:
  • Independently manage a portfolio of high-exposure, litigated CGL claims from assignment through resolution
  • Establish and execute strategic claim plans early, adjusting as facts develop
  • Maintain disciplined file documentation, reserving, and timely action plans
  • Conduct detailed coverage analyses
  • Draft both coverage and liability position letters
  • Evaluate liability, damages, and venue risk
  • Work effectively with plaintiff, defense and coverage counsel
  • Prepare for and participate in mediations, settlement negotiations, and trial strategy discussions
  • Accurately assess exposure and set timely reserves
  • Hire and manage outside vendors such as independent adjusters, defense counsel and other experts as needed
  • Prepare detailed claim reports as needed for upper management
  • Negotiate settlements with claimants and attorneys
  • Maintain accurate notes, records and files
Qualifications:
  • Bachelor's degree
  • Minimum 6+ years of experience handling CGL claims, including litigated and high-exposure matters
  • Demonstrated expertise in coverage analysis, and litigation management
  • Proven ability to independently manage complex claims with minimal supervision
  • Strong analytical, negotiation, and decision-making skills
  • Excellent written and verbal communication skills, including executive-level reporting
  • Experience with excess & surplus lines and multi-jurisdictional claims preferred
  • Highly motivated, collaborative team player
  • Openness to learning and handling other lines of business
  • Excellent communication, negotiation, and analytical skills

Benefits Overview
  • Medical, Dental, and Vision insurance plans. FSA/HSA plans available.
  • Basic Life/AD&D/Short Term/Long Term Disability coverage.
  • 401(k) - Company match of up to 6%
  • Flexible PTO plan, 11 paid company-wide holidays, plus your birthday off.
  • Recognized as a Top Workplace by Richmond Times-Dispatch

Equal Employment Opportunity (EEO)
Richmond National is an equal employment opportunity employer, the Company's employment decisions and practices are not and will not be unlawfully influenced or affected by race, color, creed, age, religion, national origin, sex, disability, genetic information, veteran status, uniformed services, sexual orientation (including transgender status, gender identity or expression), gender, traits historically associated with race, such as hairstyle, pregnancy, childbirth, or related medical conditions or on any other characteristic protected by applicable federal, state, or local law. This policy of equal employment opportunity applies to all policies and procedures relating to recruitment and hiring, compensation, benefits, and all other terms and conditions of employment.

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