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Equitable Life Underwriter Jobs (NOW HIRING)

CompScience

Senior Vice President of Underwriting

$225K - $275K/yr

CompScience is committed to fair and equitable compensation practices. The annual salary range for ... Comprehensive health benefits (Medical, Dental, Vision, HSA) * 401(k) plan and life insurance

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All JobsEquitable Life Underwriter Jobs

Equitable Life Underwriter information

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$32.5K

$78.9K

$139.5K

How much do equitable life underwriter jobs pay per year?

As of Jun 9, 2026, the average yearly pay for equitable life underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

How does an Equitable Life Underwriter typically collaborate with agents and financial advisors throughout the application process?

As an Equitable Life Underwriter, you’ll work closely with agents and financial advisors to assess risk and ensure applications are processed smoothly. This involves regular communication to clarify application details, request additional information, and explain underwriting decisions. Effective collaboration is essential for balancing customer service with accurate risk assessment, and it often requires strong interpersonal and problem-solving skills. Building good relationships with field partners not only streamlines workflows but also enhances the overall client experience.

What does an Equitable Life Underwriter do?

An Equitable Life Underwriter is responsible for evaluating insurance applications to determine the risk of insuring individuals or groups. They assess medical history, financial information, and lifestyle factors to decide whether to approve coverage and at what premium rate. Their goal is to ensure that policies are issued fairly and in line with the company’s risk guidelines, balancing the needs of the applicant with the financial interests of the insurance provider.

What is the difference between Equitable Life Underwriter vs Life Insurance Underwriter?

AspectEquitable Life UnderwriterLife Insurance Underwriter
CredentialsTypically requires actuarial or underwriting certifications, bachelor's degree in related fieldSimilar credentials, often with insurance or actuarial certifications, bachelor's degree common
Work EnvironmentWorks primarily in insurance companies, assessing individual life insurance applicationsWorks in insurance firms, evaluating life insurance risks and policy eligibility
Industry UsageSpecific to Equitable Life and similar insurersUsed broadly across life insurance companies

Both roles involve evaluating life insurance applications, requiring similar credentials and working within the insurance industry. The main difference lies in the employer; Equitable Life Underwriters work specifically for Equitable Life, while Life Insurance Underwriters may work for various insurance providers.

What are the key skills and qualifications needed to thrive as an Equitable Life Underwriter, and why are they important?

To thrive as an Equitable Life Underwriter, you need a solid understanding of risk assessment, insurance principles, and relevant regulations, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, automated decision tools, and industry certifications like LOMA or ALU are commonly required. Strong analytical thinking, attention to detail, and effective communication skills help distinguish top performers in this role. These skills ensure accurate risk evaluation, compliance, and the ability to provide fair and timely decisions for clients and the company.
Infographic showing various Equitable Life Underwriter job openings in the United States as of May 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 66% In-person, 17% Hybrid, and 17% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Real Estate Underwriter

Real Estate Underwriter

United Heritage Credit Union

Austin, TX • On-site

Full-time

Retirement, PTO

Posted 8 days ago

Job description

Under the direction of the Real Estate Operations Manager, the Real Estate Underwriter supports the Real Estate loan process and loan quality control. This individual thoroughly reviews and decisions Home Equity Line of Credit (HELOC) loans upon initial application and prior to loan closing, and approves loans in accordance with the designated approval authority limits. The Real Estate Underwriter responsibly reviews and underwrites residential real estate loans in compliance with all applicable state and federal regulatory laws, internal policy, and guidelines, and ensures real estate portfolio integrity by auditing and re-underwriting mortgage, home equity and HELOC loans.

Schedule: Full-Time position working during the business hours between 8:00AM-5:00PM Monday through Friday onsite at our headquarters in Austin, TX.

Main responsibilities:

  • Objectively review and evaluate information on initial HELOC applications and supporting documentation for borrowers to determine if the buyer and loan conditions meet applicable guidelines, rules and regulations.
  • Approve or reject HELOC loan applications through fair and equitable decision-making. Request additional information, following assigned real estate underwriting guidelines and procedures, as needed.
  • Ensure the HELOC loan file is complete, accurate and adheres to the applicable guidelines prior to moving the loan to real estate closing personnel.
  • Maintain open communication with Processing personnel to ensure loan conditions are clear prior to decisioning the HELOC loan.
  • Analyze, evaluate and make recommendations to management for HELOC loan requests that are high in risk and are beyond approval authority limits.
  • Thoroughly audit real estate loan files validating that they are complete, accurate and compliant with applicable rules and regulations.
  • Escalate issues to the RE Operations Managers, as necessary.
  • Work collaboratively and communicate directly with staff and third-party partners to maintain and grow relationships.
  • Establish a relationship with Texas Mortgage Lending (TML) staff to facilitate loan quality control audits.
  • Maintain knowledge of real estate lending trends, developments and regulatory requirements.
  • Ensure that HELOC applicants are treated in a fair, legal, and consistent manner.
  • Prepare reports for management, as needed.
  • Perform other duties as assigned.

Here is what you will bring to our Real Estate Team:

Minimum Qualifications

  • Associates degree or some college coursework in Business Administration, Finance, Real Estate, or related field.
  • Minimum 1 year of demonstrated loan processing or underwriting experience in a high-volume pipeline within in a financial institution or other related industry.
  • Minimum 1 year of demonstrated experience with Conventional (Fannie Mae, Freddie Mac), and Texas 50(a)6 Home Equity lending.
  • Knowledge of the principles and practices of effective real estate lending and processing requirements.
  • Demonstrated experience processing complex, detailed information in an accurate and thorough manner.
  • Understanding of MS Office Suite with advanced technical and computer skills; ability to navigate quickly and accurately within various computer programs.
  • Strong attention to detail and ability to multi-task, prioritize, and adapt.Verbal and written communication skills with the ability to work collaboratively and supportively with individuals, groups, management, and other organizational units to achieve business goals and objectives.

Preferred Qualifications

  • Bachelor's degree from an accredited college or university in Business Administration, Finance, Real Estate, or related field.
  • 2+ years of mortgage lending experience in a financial institution or related industry with responsibilities from initial review to closing.
  • Demonstrated knowledge of key terms and functions specific to the mortgage loan life cycle, including approval of a new loan to the preparation of closing documents.
  • Knowledge of credit union products and services.

About United Heritage Credit Union:

The Credit Union was established in 1957 as an Austin-based credit union, and over 65 years later we continue to serve communities in Central Texas, Austin and Tyler communities, as well as those that live in the rest of Texas through TXCC membership. Through innovative technology, exemplary service standards and competitive products, United Heritage continues to be a strong force in the credit union industry. UHCU has over $1.7 billion in assets, more than 78,000 members, 11 branch locations, and approximately 270 employees. We are a full-service financial institution whose vision is "To be your primary financial institution." Being part of our credit union means being part of our community.

UHCU Offers:

  • Competitive Benefits Package
  • 401(k) options (Pre-Tax or Roth)
  • Generous paid time off (PTO)
  • Tuition Reimbursement Program

Important Note: We take hiring very seriously. Interviewing at UHCU may include phone interviews, as well as 1st & 2nd round interviews. We are unable to follow-up with each and every applicant, but we do our best to run a thorough process for candidates whom we identify as a potential fit. We will be sure to contact you if that is the case!

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