Balance Sheet Management Jobs (NOW HIRING)

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

Overview

We are seeking aVP / Senior Manager to support the quantitative analysis and oversight of Interest Rate Risk in the Banking Book (IRRBB)and liquidity/funding risk within Structural Risk function for both BBVA New York Branch and BBVA Securities Inc.

This role will focus (1) on theanalytics and modelling of structural balance sheet risk, including the analysis ofNII and EVE sensitivities, behavioral assumptions and interest rate stress scenarios: and (2) on the monitoring of liquidity risk for the entities running daily report, periodic liquidity stress testing and providing buffer recommendation to the treasury desk.

The position will work closely withTreasury, ALM and Finance teams, providing analytical insights and independent challenge onbalance sheet positioning, hedging strategies and IRRBB and liquidity risk modelling assumptions.

The position requiresbeing comfortable with quantitatively issues, willing towork at the detailed leveland be a producer ofhigh quality and insightful output, and building effective relationships with support areas.

Key Responsibilities

• Monitor and assess the bank's balance sheet risk profileacross liquidity, funding and structural interest rate risk metrics, including LCR, NSFR, NII and EVE sensitivity measures.

• Assess the drivers of interest rate and liquidity risk across the balance sheet,including funding dynamics, repricing profiles and earnings sensitivity.

• Review and challenge key assumptions, methodologies and governance frameworksrelated to liquidity risk and IRRBB measurement.

• Contribute to the preparation ofrisk analysis and materials for governance forums, including ALCO.

• Ensure adherence tointernal risk governance standards and relevant regulatory expectations related toliquidity and structural balance sheet risk.

• Improve monitoring processesby developing new macros and other automated solutions and modifying existing ones. Coordinate with IT and Methodology areas as needed.

• Participate in internal/external auditsby providing necessary information and reports.

Experience & Skills

• 8-12 years of experiencein financial risk management within banking.

• Strong background in Liquidity Risk, Structural Balance Sheet Risk or Treasury Risk, including hands-on experience analyzing liquidity metrics, NII/EVE sensitivities and stress testing scenarios.

• Solid understanding of global markets products and their impact on liquidity and interest rate risk.

• Practical experience working with analytical tools and coding languagessuch as Python, VBA, R or SQL to support data analysis, reporting and process efficiency initiatives across Liquidity Risk and IRRBB activities.

• Advance experience with systems such as ALQUID, QRM, Bancware, Murex, or similar platforms.

• Experience reviewingmodelling assumptions, including deposit behavior and balance sheet dynamics.

• Strong analytical skillsand ability to translate quantitative analysis into clear insights for senior stakeholders.

Education

• A U.S. Bachelor's degree (or equivalent)in Mathematics, Engineering, Economics, Finance, or another quantitative discipline is required; a Master's degree is preferred.

• Professional certifications such asFRM or CFAare a plus.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

With respect to this position in our New York Office, the expected base salary ranges from $180,000 to $200,000. It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

*Employment eligibility to work with BBVA in the U.S. is required as the company will not pursue visa sponsorship for these positions

It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

Pay Transparency Policy Statement

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information (41 C.F.R. 60-1.35 (c)).

Individuals with Disabilities

BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch invite all interested and qualified applicants to apply for employment opportunities. If you are a U.S.-based job seeker with a disability who is unable to use our online tools to search and apply for jobs, please contact us by emailing: disabilityaccessjobs.us@bbva.com or by calling toll-free (in the U.S.) 1-844-664-9275. Please indicate the specific type of assistance needed*.

*The disability access telephone line and email address are reserved solely for job seekers with disabilities requesting accessibility assistance or an accommodation. Please do not call about the status of your job application if you do not require accessibility assistance or an accommodation. Messages left for other purposes, such as following up on an application or non-disability related or technical issues, will not receive a response.

EEO Statement

BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch have a firm and unwavering policy to provide equal employment opportunity without regard to age, citizenship, color, disability, ethnic origin, gender, gender identity and expression, marital status, nationality, national origin, race, religion, sexual orientation, genetic predisposition, protected veteran status, or any other status or classification protected by federal, state or local law. This policy includes all job groups, classifications and organizational units. With regard to employment, this policy extends to applicants and covers our recruiting, hiring, promotion, transfer, demotion, discipline, termination, benefits, compensation and training practices as well as social and recreational activities.

View the "EEO is the Law" & "View the EEO is the Law Supplement Poster" poster. BBVA USA, BBVA Securities, Inc., and BBVA NY are equal opportunity and affirmative action employer.